LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,427
−HK$8,116/mo
▼ 0.25% · 3.875%
HK$133,452
−HK$4,091/mo
Today · 4.125%
HK$137,543
baseline
▲ 0.50% · 4.625%
HK$145,912
+HK$8,369/mo
Deposit HK$28.38M · loan HK$28.38M · min. income ≈ HK$275,086/mo (50% DSR)
Upfront cash ≈ HK$30.79M (deposit + AVD stamp duty HK$2,412,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,986
−HK$7,779/mo
▼ 0.25% · 3.875%
HK$147,847
−HK$3,918/mo
Today · 4.125%
HK$151,765
baseline
▲ 0.50% · 4.625%
HK$159,765
+HK$8,000/mo
Deposit HK$28.38M · loan HK$28.38M · min. income ≈ HK$303,530/mo (50% DSR)
Upfront cash ≈ HK$30.79M (deposit + AVD stamp duty HK$2,412,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,312
−HK$9,739/mo
▼ 0.25% · 3.875%
HK$160,143
−HK$4,908/mo
Today · 4.125%
HK$165,051
baseline
▲ 0.50% · 4.625%
HK$175,094
+HK$10,043/mo
Deposit HK$22.70M · loan HK$34.06M · min. income ≈ HK$330,102/mo (50% DSR)
Upfront cash ≈ HK$25.12M (deposit + AVD stamp duty HK$2,412,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,783
−HK$9,335/mo
▼ 0.25% · 3.875%
HK$177,417
−HK$4,701/mo
Today · 4.125%
HK$182,118
baseline
▲ 0.50% · 4.625%
HK$191,718
+HK$9,600/mo
Deposit HK$22.70M · loan HK$34.06M · min. income ≈ HK$364,236/mo (50% DSR)
Upfront cash ≈ HK$25.12M (deposit + AVD stamp duty HK$2,412,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,197
−HK$11,363/mo
▼ 0.25% · 3.875%
HK$186,833
−HK$5,727/mo
Today · 4.125%
HK$192,560
baseline
▲ 0.50% · 4.625%
HK$204,277
+HK$11,717/mo
Deposit HK$17.03M · loan HK$39.73M · min. income ≈ HK$385,120/mo (50% DSR)
Upfront cash ≈ HK$19.44M (deposit + AVD stamp duty HK$2,412,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,580
−HK$10,891/mo
▼ 0.25% · 3.875%
HK$206,986
−HK$5,485/mo
Today · 4.125%
HK$212,471
baseline
▲ 0.50% · 4.625%
HK$223,670
+HK$11,199/mo
Deposit HK$17.03M · loan HK$39.73M · min. income ≈ HK$424,942/mo (50% DSR)
Upfront cash ≈ HK$19.44M (deposit + AVD stamp duty HK$2,412,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,968
−HK$14,609/mo
▼ 0.25% · 3.875%
HK$240,214
−HK$7,363/mo
Today · 4.125%
HK$247,577
baseline
▲ 0.50% · 4.625%
HK$262,641
+HK$15,064/mo
Deposit HK$5.68M · loan HK$51.08M · min. income ≈ HK$495,154/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$2,412,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,174
−HK$14,003/mo
▼ 0.25% · 3.875%
HK$266,125
−HK$7,052/mo
Today · 4.125%
HK$273,177
baseline
▲ 0.50% · 4.625%
HK$287,576
+HK$14,399/mo
Deposit HK$5.68M · loan HK$51.08M · min. income ≈ HK$546,354/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$2,412,286 · Scale 2, in force from 26 Feb 2026)