LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,429
−HK$8,116/mo
▼ 0.25% · 3.875%
HK$133,454
−HK$4,091/mo
Today · 4.125%
HK$137,545
baseline
▲ 0.50% · 4.625%
HK$145,914
+HK$8,369/mo
Deposit HK$28.38M · loan HK$28.38M · min. income ≈ HK$275,090/mo (50% DSR)
Upfront cash ≈ HK$30.79M (deposit + AVD stamp duty HK$2,412,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,988
−HK$7,779/mo
▼ 0.25% · 3.875%
HK$147,850
−HK$3,917/mo
Today · 4.125%
HK$151,767
baseline
▲ 0.50% · 4.625%
HK$159,767
+HK$8,000/mo
Deposit HK$28.38M · loan HK$28.38M · min. income ≈ HK$303,534/mo (50% DSR)
Upfront cash ≈ HK$30.79M (deposit + AVD stamp duty HK$2,412,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,314
−HK$9,740/mo
▼ 0.25% · 3.875%
HK$160,145
−HK$4,909/mo
Today · 4.125%
HK$165,054
baseline
▲ 0.50% · 4.625%
HK$175,097
+HK$10,043/mo
Deposit HK$22.70M · loan HK$34.06M · min. income ≈ HK$330,108/mo (50% DSR)
Upfront cash ≈ HK$25.12M (deposit + AVD stamp duty HK$2,412,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,786
−HK$9,335/mo
▼ 0.25% · 3.875%
HK$177,420
−HK$4,701/mo
Today · 4.125%
HK$182,121
baseline
▲ 0.50% · 4.625%
HK$191,720
+HK$9,599/mo
Deposit HK$22.70M · loan HK$34.06M · min. income ≈ HK$364,242/mo (50% DSR)
Upfront cash ≈ HK$25.12M (deposit + AVD stamp duty HK$2,412,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,200
−HK$11,363/mo
▼ 0.25% · 3.875%
HK$186,836
−HK$5,727/mo
Today · 4.125%
HK$192,563
baseline
▲ 0.50% · 4.625%
HK$204,280
+HK$11,717/mo
Deposit HK$17.03M · loan HK$39.73M · min. income ≈ HK$385,126/mo (50% DSR)
Upfront cash ≈ HK$19.44M (deposit + AVD stamp duty HK$2,412,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,583
−HK$10,891/mo
▼ 0.25% · 3.875%
HK$206,989
−HK$5,485/mo
Today · 4.125%
HK$212,474
baseline
▲ 0.50% · 4.625%
HK$223,674
+HK$11,200/mo
Deposit HK$17.03M · loan HK$39.73M · min. income ≈ HK$424,948/mo (50% DSR)
Upfront cash ≈ HK$19.44M (deposit + AVD stamp duty HK$2,412,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,971
−HK$14,610/mo
▼ 0.25% · 3.875%
HK$240,218
−HK$7,363/mo
Today · 4.125%
HK$247,581
baseline
▲ 0.50% · 4.625%
HK$262,645
+HK$15,064/mo
Deposit HK$5.68M · loan HK$51.08M · min. income ≈ HK$495,162/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$2,412,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,178
−HK$14,003/mo
▼ 0.25% · 3.875%
HK$266,129
−HK$7,052/mo
Today · 4.125%
HK$273,181
baseline
▲ 0.50% · 4.625%
HK$287,581
+HK$14,400/mo
Deposit HK$5.68M · loan HK$51.08M · min. income ≈ HK$546,362/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$2,412,322 · Scale 2, in force from 26 Feb 2026)