LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,464
−HK$8,119/mo
▼ 0.25% · 3.875%
HK$133,491
−HK$4,092/mo
Today · 4.125%
HK$137,583
baseline
▲ 0.50% · 4.625%
HK$145,954
+HK$8,371/mo
Deposit HK$28.39M · loan HK$28.39M · min. income ≈ HK$275,166/mo (50% DSR)
Upfront cash ≈ HK$30.80M (deposit + AVD stamp duty HK$2,412,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,028
−HK$7,781/mo
▼ 0.25% · 3.875%
HK$147,890
−HK$3,919/mo
Today · 4.125%
HK$151,809
baseline
▲ 0.50% · 4.625%
HK$159,811
+HK$8,002/mo
Deposit HK$28.39M · loan HK$28.39M · min. income ≈ HK$303,618/mo (50% DSR)
Upfront cash ≈ HK$30.80M (deposit + AVD stamp duty HK$2,412,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,357
−HK$9,742/mo
▼ 0.25% · 3.875%
HK$160,190
−HK$4,909/mo
Today · 4.125%
HK$165,099
baseline
▲ 0.50% · 4.625%
HK$175,145
+HK$10,046/mo
Deposit HK$22.71M · loan HK$34.07M · min. income ≈ HK$330,198/mo (50% DSR)
Upfront cash ≈ HK$25.12M (deposit + AVD stamp duty HK$2,412,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,833
−HK$9,338/mo
▼ 0.25% · 3.875%
HK$177,468
−HK$4,703/mo
Today · 4.125%
HK$182,171
baseline
▲ 0.50% · 4.625%
HK$191,773
+HK$9,602/mo
Deposit HK$22.71M · loan HK$34.07M · min. income ≈ HK$364,342/mo (50% DSR)
Upfront cash ≈ HK$25.12M (deposit + AVD stamp duty HK$2,412,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,250
−HK$11,366/mo
▼ 0.25% · 3.875%
HK$186,888
−HK$5,728/mo
Today · 4.125%
HK$192,616
baseline
▲ 0.50% · 4.625%
HK$204,336
+HK$11,720/mo
Deposit HK$17.03M · loan HK$39.74M · min. income ≈ HK$385,232/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$2,412,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,639
−HK$10,894/mo
▼ 0.25% · 3.875%
HK$207,047
−HK$5,486/mo
Today · 4.125%
HK$212,533
baseline
▲ 0.50% · 4.625%
HK$223,736
+HK$11,203/mo
Deposit HK$17.03M · loan HK$39.74M · min. income ≈ HK$425,066/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$2,412,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,036
−HK$14,613/mo
▼ 0.25% · 3.875%
HK$240,284
−HK$7,365/mo
Today · 4.125%
HK$247,649
baseline
▲ 0.50% · 4.625%
HK$262,718
+HK$15,069/mo
Deposit HK$5.68M · loan HK$51.10M · min. income ≈ HK$495,298/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$2,412,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,250
−HK$14,006/mo
▼ 0.25% · 3.875%
HK$266,203
−HK$7,053/mo
Today · 4.125%
HK$273,256
baseline
▲ 0.50% · 4.625%
HK$287,660
+HK$14,404/mo
Deposit HK$5.68M · loan HK$51.10M · min. income ≈ HK$546,512/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$2,412,988 · Scale 2, in force from 26 Feb 2026)