LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,946
−HK$812/mo
▼ 0.25% · 3.875%
HK$13,349
−HK$409/mo
Today · 4.125%
HK$13,758
baseline
▲ 0.50% · 4.625%
HK$14,595
+HK$837/mo
Deposit HK$2.84M · loan HK$2.84M · min. income ≈ HK$27,516/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$127,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,403
−HK$778/mo
▼ 0.25% · 3.875%
HK$14,789
−HK$392/mo
Today · 4.125%
HK$15,181
baseline
▲ 0.50% · 4.625%
HK$15,981
+HK$800/mo
Deposit HK$2.84M · loan HK$2.84M · min. income ≈ HK$30,362/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$127,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,536
−HK$974/mo
▼ 0.25% · 3.875%
HK$16,019
−HK$491/mo
Today · 4.125%
HK$16,510
baseline
▲ 0.50% · 4.625%
HK$17,515
+HK$1,005/mo
Deposit HK$2.27M · loan HK$3.41M · min. income ≈ HK$33,020/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$127,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,283
−HK$934/mo
▼ 0.25% · 3.875%
HK$17,747
−HK$470/mo
Today · 4.125%
HK$18,217
baseline
▲ 0.50% · 4.625%
HK$19,177
+HK$960/mo
Deposit HK$2.27M · loan HK$3.41M · min. income ≈ HK$36,434/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$127,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,125
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$18,689
−HK$573/mo
Today · 4.125%
HK$19,262
baseline
▲ 0.50% · 4.625%
HK$20,434
+HK$1,172/mo
Deposit HK$1.70M · loan HK$3.97M · min. income ≈ HK$38,524/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,164
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$20,705
−HK$548/mo
Today · 4.125%
HK$21,253
baseline
▲ 0.50% · 4.625%
HK$22,374
+HK$1,121/mo
Deposit HK$1.70M · loan HK$3.97M · min. income ≈ HK$42,506/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,304
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$24,029
−HK$736/mo
Today · 4.125%
HK$24,765
baseline
▲ 0.50% · 4.625%
HK$26,272
+HK$1,507/mo
Deposit HK$568K · loan HK$5.11M · min. income ≈ HK$49,530/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$127,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,925
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,620
−HK$706/mo
Today · 4.125%
HK$27,326
baseline
▲ 0.50% · 4.625%
HK$28,766
+HK$1,440/mo
Deposit HK$568K · loan HK$5.11M · min. income ≈ HK$54,652/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$127,747 · Scale 2, in force from 26 Feb 2026)