LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,470
−HK$8,119/mo
▼ 0.25% · 3.875%
HK$133,497
−HK$4,092/mo
Today · 4.125%
HK$137,589
baseline
▲ 0.50% · 4.625%
HK$145,961
+HK$8,372/mo
Deposit HK$28.39M · loan HK$28.39M · min. income ≈ HK$275,178/mo (50% DSR)
Upfront cash ≈ HK$30.80M (deposit + AVD stamp duty HK$2,413,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,034
−HK$7,782/mo
▼ 0.25% · 3.875%
HK$147,897
−HK$3,919/mo
Today · 4.125%
HK$151,816
baseline
▲ 0.50% · 4.625%
HK$159,818
+HK$8,002/mo
Deposit HK$28.39M · loan HK$28.39M · min. income ≈ HK$303,632/mo (50% DSR)
Upfront cash ≈ HK$30.80M (deposit + AVD stamp duty HK$2,413,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,364
−HK$9,742/mo
▼ 0.25% · 3.875%
HK$160,196
−HK$4,910/mo
Today · 4.125%
HK$165,106
baseline
▲ 0.50% · 4.625%
HK$175,153
+HK$10,047/mo
Deposit HK$22.71M · loan HK$34.07M · min. income ≈ HK$330,212/mo (50% DSR)
Upfront cash ≈ HK$25.12M (deposit + AVD stamp duty HK$2,413,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,841
−HK$9,338/mo
▼ 0.25% · 3.875%
HK$177,476
−HK$4,703/mo
Today · 4.125%
HK$182,179
baseline
▲ 0.50% · 4.625%
HK$191,782
+HK$9,603/mo
Deposit HK$22.71M · loan HK$34.07M · min. income ≈ HK$364,358/mo (50% DSR)
Upfront cash ≈ HK$25.12M (deposit + AVD stamp duty HK$2,413,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,258
−HK$11,366/mo
▼ 0.25% · 3.875%
HK$186,896
−HK$5,728/mo
Today · 4.125%
HK$192,624
baseline
▲ 0.50% · 4.625%
HK$204,345
+HK$11,721/mo
Deposit HK$17.03M · loan HK$39.75M · min. income ≈ HK$385,248/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$2,413,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,647
−HK$10,895/mo
▼ 0.25% · 3.875%
HK$207,055
−HK$5,487/mo
Today · 4.125%
HK$212,542
baseline
▲ 0.50% · 4.625%
HK$223,745
+HK$11,203/mo
Deposit HK$17.03M · loan HK$39.75M · min. income ≈ HK$425,084/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$2,413,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,046
−HK$14,614/mo
▼ 0.25% · 3.875%
HK$240,295
−HK$7,365/mo
Today · 4.125%
HK$247,660
baseline
▲ 0.50% · 4.625%
HK$262,729
+HK$15,069/mo
Deposit HK$5.68M · loan HK$51.10M · min. income ≈ HK$495,320/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$2,413,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,261
−HK$14,007/mo
▼ 0.25% · 3.875%
HK$266,214
−HK$7,054/mo
Today · 4.125%
HK$273,268
baseline
▲ 0.50% · 4.625%
HK$287,672
+HK$14,404/mo
Deposit HK$5.68M · loan HK$51.10M · min. income ≈ HK$546,536/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$2,413,091 · Scale 2, in force from 26 Feb 2026)