LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,948
−HK$812/mo
▼ 0.25% · 3.875%
HK$13,351
−HK$409/mo
Today · 4.125%
HK$13,760
baseline
▲ 0.50% · 4.625%
HK$14,598
+HK$838/mo
Deposit HK$2.84M · loan HK$2.84M · min. income ≈ HK$27,520/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$127,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,405
−HK$778/mo
▼ 0.25% · 3.875%
HK$14,791
−HK$392/mo
Today · 4.125%
HK$15,183
baseline
▲ 0.50% · 4.625%
HK$15,983
+HK$800/mo
Deposit HK$2.84M · loan HK$2.84M · min. income ≈ HK$30,366/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$127,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,538
−HK$974/mo
▼ 0.25% · 3.875%
HK$16,021
−HK$491/mo
Today · 4.125%
HK$16,512
baseline
▲ 0.50% · 4.625%
HK$17,517
+HK$1,005/mo
Deposit HK$2.27M · loan HK$3.41M · min. income ≈ HK$33,024/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$127,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,286
−HK$934/mo
▼ 0.25% · 3.875%
HK$17,749
−HK$471/mo
Today · 4.125%
HK$18,220
baseline
▲ 0.50% · 4.625%
HK$19,180
+HK$960/mo
Deposit HK$2.27M · loan HK$3.41M · min. income ≈ HK$36,440/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$127,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,128
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$18,691
−HK$573/mo
Today · 4.125%
HK$19,264
baseline
▲ 0.50% · 4.625%
HK$20,437
+HK$1,173/mo
Deposit HK$1.70M · loan HK$3.97M · min. income ≈ HK$38,528/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,167
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$20,708
−HK$548/mo
Today · 4.125%
HK$21,256
baseline
▲ 0.50% · 4.625%
HK$22,377
+HK$1,121/mo
Deposit HK$1.70M · loan HK$3.97M · min. income ≈ HK$42,512/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,307
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$24,032
−HK$736/mo
Today · 4.125%
HK$24,768
baseline
▲ 0.50% · 4.625%
HK$26,276
+HK$1,508/mo
Deposit HK$568K · loan HK$5.11M · min. income ≈ HK$49,536/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$127,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,929
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,624
−HK$706/mo
Today · 4.125%
HK$27,330
baseline
▲ 0.50% · 4.625%
HK$28,770
+HK$1,440/mo
Deposit HK$568K · loan HK$5.11M · min. income ≈ HK$54,660/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$127,765 · Scale 2, in force from 26 Feb 2026)