LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,495
−HK$8,121/mo
▼ 0.25% · 3.875%
HK$133,523
−HK$4,093/mo
Today · 4.125%
HK$137,616
baseline
▲ 0.50% · 4.625%
HK$145,989
+HK$8,373/mo
Deposit HK$28.39M · loan HK$28.39M · min. income ≈ HK$275,232/mo (50% DSR)
Upfront cash ≈ HK$30.81M (deposit + AVD stamp duty HK$2,413,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,062
−HK$7,783/mo
▼ 0.25% · 3.875%
HK$147,926
−HK$3,919/mo
Today · 4.125%
HK$151,845
baseline
▲ 0.50% · 4.625%
HK$159,849
+HK$8,004/mo
Deposit HK$28.39M · loan HK$28.39M · min. income ≈ HK$303,690/mo (50% DSR)
Upfront cash ≈ HK$30.81M (deposit + AVD stamp duty HK$2,413,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,394
−HK$9,745/mo
▼ 0.25% · 3.875%
HK$160,228
−HK$4,911/mo
Today · 4.125%
HK$165,139
baseline
▲ 0.50% · 4.625%
HK$175,187
+HK$10,048/mo
Deposit HK$22.72M · loan HK$34.07M · min. income ≈ HK$330,278/mo (50% DSR)
Upfront cash ≈ HK$25.13M (deposit + AVD stamp duty HK$2,413,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,875
−HK$9,339/mo
▼ 0.25% · 3.875%
HK$177,511
−HK$4,703/mo
Today · 4.125%
HK$182,214
baseline
▲ 0.50% · 4.625%
HK$191,819
+HK$9,605/mo
Deposit HK$22.72M · loan HK$34.07M · min. income ≈ HK$364,428/mo (50% DSR)
Upfront cash ≈ HK$25.13M (deposit + AVD stamp duty HK$2,413,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,293
−HK$11,369/mo
▼ 0.25% · 3.875%
HK$186,933
−HK$5,729/mo
Today · 4.125%
HK$192,662
baseline
▲ 0.50% · 4.625%
HK$204,385
+HK$11,723/mo
Deposit HK$17.04M · loan HK$39.75M · min. income ≈ HK$385,324/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$2,413,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,687
−HK$10,896/mo
▼ 0.25% · 3.875%
HK$207,096
−HK$5,487/mo
Today · 4.125%
HK$212,583
baseline
▲ 0.50% · 4.625%
HK$223,789
+HK$11,206/mo
Deposit HK$17.04M · loan HK$39.75M · min. income ≈ HK$425,166/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$2,413,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,091
−HK$14,617/mo
▼ 0.25% · 3.875%
HK$240,342
−HK$7,366/mo
Today · 4.125%
HK$247,708
baseline
▲ 0.50% · 4.625%
HK$262,781
+HK$15,073/mo
Deposit HK$5.68M · loan HK$51.11M · min. income ≈ HK$495,416/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$2,413,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,312
−HK$14,010/mo
▼ 0.25% · 3.875%
HK$266,266
−HK$7,056/mo
Today · 4.125%
HK$273,322
baseline
▲ 0.50% · 4.625%
HK$287,729
+HK$14,407/mo
Deposit HK$5.68M · loan HK$51.11M · min. income ≈ HK$546,644/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$2,413,565 · Scale 2, in force from 26 Feb 2026)