LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,499
−HK$8,121/mo
▼ 0.25% · 3.875%
HK$133,527
−HK$4,093/mo
Today · 4.125%
HK$137,620
baseline
▲ 0.50% · 4.625%
HK$145,993
+HK$8,373/mo
Deposit HK$28.40M · loan HK$28.40M · min. income ≈ HK$275,240/mo (50% DSR)
Upfront cash ≈ HK$30.81M (deposit + AVD stamp duty HK$2,413,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,066
−HK$7,784/mo
▼ 0.25% · 3.875%
HK$147,930
−HK$3,920/mo
Today · 4.125%
HK$151,850
baseline
▲ 0.50% · 4.625%
HK$159,854
+HK$8,004/mo
Deposit HK$28.40M · loan HK$28.40M · min. income ≈ HK$303,700/mo (50% DSR)
Upfront cash ≈ HK$30.81M (deposit + AVD stamp duty HK$2,413,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,399
−HK$9,745/mo
▼ 0.25% · 3.875%
HK$160,232
−HK$4,912/mo
Today · 4.125%
HK$165,144
baseline
▲ 0.50% · 4.625%
HK$175,192
+HK$10,048/mo
Deposit HK$22.72M · loan HK$34.07M · min. income ≈ HK$330,288/mo (50% DSR)
Upfront cash ≈ HK$25.13M (deposit + AVD stamp duty HK$2,413,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,879
−HK$9,341/mo
▼ 0.25% · 3.875%
HK$177,516
−HK$4,704/mo
Today · 4.125%
HK$182,220
baseline
▲ 0.50% · 4.625%
HK$191,825
+HK$9,605/mo
Deposit HK$22.72M · loan HK$34.07M · min. income ≈ HK$364,440/mo (50% DSR)
Upfront cash ≈ HK$25.13M (deposit + AVD stamp duty HK$2,413,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,298
−HK$11,369/mo
▼ 0.25% · 3.875%
HK$186,938
−HK$5,729/mo
Today · 4.125%
HK$192,667
baseline
▲ 0.50% · 4.625%
HK$204,391
+HK$11,724/mo
Deposit HK$17.04M · loan HK$39.75M · min. income ≈ HK$385,334/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$2,413,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,693
−HK$10,897/mo
▼ 0.25% · 3.875%
HK$207,102
−HK$5,488/mo
Today · 4.125%
HK$212,590
baseline
▲ 0.50% · 4.625%
HK$223,795
+HK$11,205/mo
Deposit HK$17.04M · loan HK$39.75M · min. income ≈ HK$425,180/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$2,413,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,098
−HK$14,617/mo
▼ 0.25% · 3.875%
HK$240,349
−HK$7,366/mo
Today · 4.125%
HK$247,715
baseline
▲ 0.50% · 4.625%
HK$262,788
+HK$15,073/mo
Deposit HK$5.68M · loan HK$51.11M · min. income ≈ HK$495,430/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$2,413,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,319
−HK$14,010/mo
▼ 0.25% · 3.875%
HK$266,274
−HK$7,055/mo
Today · 4.125%
HK$273,329
baseline
▲ 0.50% · 4.625%
HK$287,737
+HK$14,408/mo
Deposit HK$5.68M · loan HK$51.11M · min. income ≈ HK$546,658/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$2,413,633 · Scale 2, in force from 26 Feb 2026)