LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,951
−HK$812/mo
▼ 0.25% · 3.875%
HK$13,354
−HK$409/mo
Today · 4.125%
HK$13,763
baseline
▲ 0.50% · 4.625%
HK$14,601
+HK$838/mo
Deposit HK$2.84M · loan HK$2.84M · min. income ≈ HK$27,526/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$127,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,408
−HK$778/mo
▼ 0.25% · 3.875%
HK$14,794
−HK$392/mo
Today · 4.125%
HK$15,186
baseline
▲ 0.50% · 4.625%
HK$15,987
+HK$801/mo
Deposit HK$2.84M · loan HK$2.84M · min. income ≈ HK$30,372/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$127,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,541
−HK$975/mo
▼ 0.25% · 3.875%
HK$16,025
−HK$491/mo
Today · 4.125%
HK$16,516
baseline
▲ 0.50% · 4.625%
HK$17,521
+HK$1,005/mo
Deposit HK$2.27M · loan HK$3.41M · min. income ≈ HK$33,032/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$127,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,290
−HK$934/mo
▼ 0.25% · 3.875%
HK$17,753
−HK$471/mo
Today · 4.125%
HK$18,224
baseline
▲ 0.50% · 4.625%
HK$19,184
+HK$960/mo
Deposit HK$2.27M · loan HK$3.41M · min. income ≈ HK$36,448/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$127,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,132
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$18,696
−HK$573/mo
Today · 4.125%
HK$19,269
baseline
▲ 0.50% · 4.625%
HK$20,441
+HK$1,172/mo
Deposit HK$1.70M · loan HK$3.98M · min. income ≈ HK$38,538/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,171
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$20,712
−HK$549/mo
Today · 4.125%
HK$21,261
baseline
▲ 0.50% · 4.625%
HK$22,382
+HK$1,121/mo
Deposit HK$1.70M · loan HK$3.98M · min. income ≈ HK$42,522/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,312
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,037
−HK$737/mo
Today · 4.125%
HK$24,774
baseline
▲ 0.50% · 4.625%
HK$26,281
+HK$1,507/mo
Deposit HK$568K · loan HK$5.11M · min. income ≈ HK$49,548/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$127,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,934
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,630
−HK$706/mo
Today · 4.125%
HK$27,336
baseline
▲ 0.50% · 4.625%
HK$28,776
+HK$1,440/mo
Deposit HK$568K · loan HK$5.11M · min. income ≈ HK$54,672/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$127,794 · Scale 2, in force from 26 Feb 2026)