LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,523
−HK$8,123/mo
▼ 0.25% · 3.875%
HK$133,552
−HK$4,094/mo
Today · 4.125%
HK$137,646
baseline
▲ 0.50% · 4.625%
HK$146,021
+HK$8,375/mo
Deposit HK$28.40M · loan HK$28.40M · min. income ≈ HK$275,292/mo (50% DSR)
Upfront cash ≈ HK$30.82M (deposit + AVD stamp duty HK$2,414,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,093
−HK$7,785/mo
▼ 0.25% · 3.875%
HK$147,958
−HK$3,920/mo
Today · 4.125%
HK$151,878
baseline
▲ 0.50% · 4.625%
HK$159,884
+HK$8,006/mo
Deposit HK$28.40M · loan HK$28.40M · min. income ≈ HK$303,756/mo (50% DSR)
Upfront cash ≈ HK$30.82M (deposit + AVD stamp duty HK$2,414,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,428
−HK$9,747/mo
▼ 0.25% · 3.875%
HK$160,263
−HK$4,912/mo
Today · 4.125%
HK$165,175
baseline
▲ 0.50% · 4.625%
HK$175,225
+HK$10,050/mo
Deposit HK$22.72M · loan HK$34.08M · min. income ≈ HK$330,350/mo (50% DSR)
Upfront cash ≈ HK$25.13M (deposit + AVD stamp duty HK$2,414,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,912
−HK$9,342/mo
▼ 0.25% · 3.875%
HK$177,550
−HK$4,704/mo
Today · 4.125%
HK$182,254
baseline
▲ 0.50% · 4.625%
HK$191,861
+HK$9,607/mo
Deposit HK$22.72M · loan HK$34.08M · min. income ≈ HK$364,508/mo (50% DSR)
Upfront cash ≈ HK$25.13M (deposit + AVD stamp duty HK$2,414,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,333
−HK$11,371/mo
▼ 0.25% · 3.875%
HK$186,973
−HK$5,731/mo
Today · 4.125%
HK$192,704
baseline
▲ 0.50% · 4.625%
HK$204,429
+HK$11,725/mo
Deposit HK$17.04M · loan HK$39.76M · min. income ≈ HK$385,408/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$2,414,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,731
−HK$10,899/mo
▼ 0.25% · 3.875%
HK$207,141
−HK$5,489/mo
Today · 4.125%
HK$212,630
baseline
▲ 0.50% · 4.625%
HK$223,838
+HK$11,208/mo
Deposit HK$17.04M · loan HK$39.76M · min. income ≈ HK$425,260/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$2,414,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,142
−HK$14,620/mo
▼ 0.25% · 3.875%
HK$240,394
−HK$7,368/mo
Today · 4.125%
HK$247,762
baseline
▲ 0.50% · 4.625%
HK$262,838
+HK$15,076/mo
Deposit HK$5.68M · loan HK$51.12M · min. income ≈ HK$495,524/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$2,414,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,368
−HK$14,013/mo
▼ 0.25% · 3.875%
HK$266,324
−HK$7,057/mo
Today · 4.125%
HK$273,381
baseline
▲ 0.50% · 4.625%
HK$287,791
+HK$14,410/mo
Deposit HK$5.68M · loan HK$51.12M · min. income ≈ HK$546,762/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$2,414,090 · Scale 2, in force from 26 Feb 2026)