LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,952
−HK$813/mo
▼ 0.25% · 3.875%
HK$13,355
−HK$410/mo
Today · 4.125%
HK$13,765
baseline
▲ 0.50% · 4.625%
HK$14,602
+HK$837/mo
Deposit HK$2.84M · loan HK$2.84M · min. income ≈ HK$27,530/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$127,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,409
−HK$779/mo
▼ 0.25% · 3.875%
HK$14,796
−HK$392/mo
Today · 4.125%
HK$15,188
baseline
▲ 0.50% · 4.625%
HK$15,988
+HK$800/mo
Deposit HK$2.84M · loan HK$2.84M · min. income ≈ HK$30,376/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$127,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,543
−HK$975/mo
▼ 0.25% · 3.875%
HK$16,026
−HK$492/mo
Today · 4.125%
HK$16,518
baseline
▲ 0.50% · 4.625%
HK$17,523
+HK$1,005/mo
Deposit HK$2.27M · loan HK$3.41M · min. income ≈ HK$33,036/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$127,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,291
−HK$934/mo
▼ 0.25% · 3.875%
HK$17,755
−HK$470/mo
Today · 4.125%
HK$18,225
baseline
▲ 0.50% · 4.625%
HK$19,186
+HK$961/mo
Deposit HK$2.27M · loan HK$3.41M · min. income ≈ HK$36,450/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$127,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,133
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$18,697
−HK$573/mo
Today · 4.125%
HK$19,270
baseline
▲ 0.50% · 4.625%
HK$20,443
+HK$1,173/mo
Deposit HK$1.70M · loan HK$3.98M · min. income ≈ HK$38,540/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,173
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$20,714
−HK$549/mo
Today · 4.125%
HK$21,263
baseline
▲ 0.50% · 4.625%
HK$22,384
+HK$1,121/mo
Deposit HK$1.70M · loan HK$3.98M · min. income ≈ HK$42,526/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,314
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,039
−HK$737/mo
Today · 4.125%
HK$24,776
baseline
▲ 0.50% · 4.625%
HK$26,284
+HK$1,508/mo
Deposit HK$568K · loan HK$5.11M · min. income ≈ HK$49,552/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$127,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,937
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,633
−HK$705/mo
Today · 4.125%
HK$27,338
baseline
▲ 0.50% · 4.625%
HK$28,779
+HK$1,441/mo
Deposit HK$568K · loan HK$5.11M · min. income ≈ HK$54,676/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$127,806 · Scale 2, in force from 26 Feb 2026)