LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,953
−HK$812/mo
▼ 0.25% · 3.875%
HK$13,355
−HK$410/mo
Today · 4.125%
HK$13,765
baseline
▲ 0.50% · 4.625%
HK$14,602
+HK$837/mo
Deposit HK$2.84M · loan HK$2.84M · min. income ≈ HK$27,530/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$127,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,410
−HK$778/mo
▼ 0.25% · 3.875%
HK$14,796
−HK$392/mo
Today · 4.125%
HK$15,188
baseline
▲ 0.50% · 4.625%
HK$15,989
+HK$801/mo
Deposit HK$2.84M · loan HK$2.84M · min. income ≈ HK$30,376/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$127,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,543
−HK$975/mo
▼ 0.25% · 3.875%
HK$16,026
−HK$492/mo
Today · 4.125%
HK$16,518
baseline
▲ 0.50% · 4.625%
HK$17,523
+HK$1,005/mo
Deposit HK$2.27M · loan HK$3.41M · min. income ≈ HK$33,036/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$127,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,291
−HK$935/mo
▼ 0.25% · 3.875%
HK$17,755
−HK$471/mo
Today · 4.125%
HK$18,226
baseline
▲ 0.50% · 4.625%
HK$19,186
+HK$960/mo
Deposit HK$2.27M · loan HK$3.41M · min. income ≈ HK$36,452/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$127,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,134
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$18,698
−HK$573/mo
Today · 4.125%
HK$19,271
baseline
▲ 0.50% · 4.625%
HK$20,443
+HK$1,172/mo
Deposit HK$1.70M · loan HK$3.98M · min. income ≈ HK$38,542/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,173
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$20,714
−HK$549/mo
Today · 4.125%
HK$21,263
baseline
▲ 0.50% · 4.625%
HK$22,384
+HK$1,121/mo
Deposit HK$1.70M · loan HK$3.98M · min. income ≈ HK$42,526/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,315
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,040
−HK$737/mo
Today · 4.125%
HK$24,777
baseline
▲ 0.50% · 4.625%
HK$26,284
+HK$1,507/mo
Deposit HK$568K · loan HK$5.11M · min. income ≈ HK$49,554/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$127,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,937
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,633
−HK$705/mo
Today · 4.125%
HK$27,338
baseline
▲ 0.50% · 4.625%
HK$28,780
+HK$1,442/mo
Deposit HK$568K · loan HK$5.11M · min. income ≈ HK$54,676/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$127,807 · Scale 2, in force from 26 Feb 2026)