LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,953
−HK$813/mo
▼ 0.25% · 3.875%
HK$13,356
−HK$410/mo
Today · 4.125%
HK$13,766
baseline
▲ 0.50% · 4.625%
HK$14,603
+HK$837/mo
Deposit HK$2.84M · loan HK$2.84M · min. income ≈ HK$27,532/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$127,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,410
−HK$779/mo
▼ 0.25% · 3.875%
HK$14,797
−HK$392/mo
Today · 4.125%
HK$15,189
baseline
▲ 0.50% · 4.625%
HK$15,990
+HK$801/mo
Deposit HK$2.84M · loan HK$2.84M · min. income ≈ HK$30,378/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$127,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,544
−HK$975/mo
▼ 0.25% · 3.875%
HK$16,027
−HK$492/mo
Today · 4.125%
HK$16,519
baseline
▲ 0.50% · 4.625%
HK$17,524
+HK$1,005/mo
Deposit HK$2.27M · loan HK$3.41M · min. income ≈ HK$33,038/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$127,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,292
−HK$935/mo
▼ 0.25% · 3.875%
HK$17,756
−HK$471/mo
Today · 4.125%
HK$18,227
baseline
▲ 0.50% · 4.625%
HK$19,187
+HK$960/mo
Deposit HK$2.27M · loan HK$3.41M · min. income ≈ HK$36,454/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$127,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,135
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$18,699
−HK$573/mo
Today · 4.125%
HK$19,272
baseline
▲ 0.50% · 4.625%
HK$20,444
+HK$1,172/mo
Deposit HK$1.70M · loan HK$3.98M · min. income ≈ HK$38,544/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,175
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$20,716
−HK$549/mo
Today · 4.125%
HK$21,265
baseline
▲ 0.50% · 4.625%
HK$22,385
+HK$1,120/mo
Deposit HK$1.70M · loan HK$3.98M · min. income ≈ HK$42,530/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,316
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,041
−HK$737/mo
Today · 4.125%
HK$24,778
baseline
▲ 0.50% · 4.625%
HK$26,286
+HK$1,508/mo
Deposit HK$568K · loan HK$5.11M · min. income ≈ HK$49,556/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$127,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,939
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,634
−HK$706/mo
Today · 4.125%
HK$27,340
baseline
▲ 0.50% · 4.625%
HK$28,781
+HK$1,441/mo
Deposit HK$568K · loan HK$5.11M · min. income ≈ HK$54,680/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$127,814 · Scale 2, in force from 26 Feb 2026)