LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,549
−HK$8,124/mo
▼ 0.25% · 3.875%
HK$133,578
−HK$4,095/mo
Today · 4.125%
HK$137,673
baseline
▲ 0.50% · 4.625%
HK$146,050
+HK$8,377/mo
Deposit HK$28.41M · loan HK$28.41M · min. income ≈ HK$275,346/mo (50% DSR)
Upfront cash ≈ HK$30.82M (deposit + AVD stamp duty HK$2,414,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,122
−HK$7,786/mo
▼ 0.25% · 3.875%
HK$147,987
−HK$3,921/mo
Today · 4.125%
HK$151,908
baseline
▲ 0.50% · 4.625%
HK$159,915
+HK$8,007/mo
Deposit HK$28.41M · loan HK$28.41M · min. income ≈ HK$303,816/mo (50% DSR)
Upfront cash ≈ HK$30.82M (deposit + AVD stamp duty HK$2,414,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,458
−HK$9,749/mo
▼ 0.25% · 3.875%
HK$160,294
−HK$4,913/mo
Today · 4.125%
HK$165,207
baseline
▲ 0.50% · 4.625%
HK$175,260
+HK$10,053/mo
Deposit HK$22.73M · loan HK$34.09M · min. income ≈ HK$330,414/mo (50% DSR)
Upfront cash ≈ HK$25.14M (deposit + AVD stamp duty HK$2,414,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,946
−HK$9,344/mo
▼ 0.25% · 3.875%
HK$177,584
−HK$4,706/mo
Today · 4.125%
HK$182,290
baseline
▲ 0.50% · 4.625%
HK$191,898
+HK$9,608/mo
Deposit HK$22.73M · loan HK$34.09M · min. income ≈ HK$364,580/mo (50% DSR)
Upfront cash ≈ HK$25.14M (deposit + AVD stamp duty HK$2,414,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,368
−HK$11,374/mo
▼ 0.25% · 3.875%
HK$187,010
−HK$5,732/mo
Today · 4.125%
HK$192,742
baseline
▲ 0.50% · 4.625%
HK$204,469
+HK$11,727/mo
Deposit HK$17.04M · loan HK$39.77M · min. income ≈ HK$385,484/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$2,414,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,770
−HK$10,901/mo
▼ 0.25% · 3.875%
HK$207,182
−HK$5,489/mo
Today · 4.125%
HK$212,671
baseline
▲ 0.50% · 4.625%
HK$223,882
+HK$11,211/mo
Deposit HK$17.04M · loan HK$39.77M · min. income ≈ HK$425,342/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$2,414,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,188
−HK$14,623/mo
▼ 0.25% · 3.875%
HK$240,441
−HK$7,370/mo
Today · 4.125%
HK$247,811
baseline
▲ 0.50% · 4.625%
HK$262,889
+HK$15,078/mo
Deposit HK$5.68M · loan HK$51.13M · min. income ≈ HK$495,622/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$2,414,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,419
−HK$14,016/mo
▼ 0.25% · 3.875%
HK$266,376
−HK$7,059/mo
Today · 4.125%
HK$273,435
baseline
▲ 0.50% · 4.625%
HK$287,848
+HK$14,413/mo
Deposit HK$5.68M · loan HK$51.13M · min. income ≈ HK$546,870/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$2,414,563 · Scale 2, in force from 26 Feb 2026)