LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,553
−HK$8,124/mo
▼ 0.25% · 3.875%
HK$133,583
−HK$4,094/mo
Today · 4.125%
HK$137,677
baseline
▲ 0.50% · 4.625%
HK$146,054
+HK$8,377/mo
Deposit HK$28.41M · loan HK$28.41M · min. income ≈ HK$275,354/mo (50% DSR)
Upfront cash ≈ HK$30.82M (deposit + AVD stamp duty HK$2,414,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,126
−HK$7,787/mo
▼ 0.25% · 3.875%
HK$147,992
−HK$3,921/mo
Today · 4.125%
HK$151,913
baseline
▲ 0.50% · 4.625%
HK$159,921
+HK$8,008/mo
Deposit HK$28.41M · loan HK$28.41M · min. income ≈ HK$303,826/mo (50% DSR)
Upfront cash ≈ HK$30.82M (deposit + AVD stamp duty HK$2,414,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,464
−HK$9,748/mo
▼ 0.25% · 3.875%
HK$160,299
−HK$4,913/mo
Today · 4.125%
HK$165,212
baseline
▲ 0.50% · 4.625%
HK$175,265
+HK$10,053/mo
Deposit HK$22.73M · loan HK$34.09M · min. income ≈ HK$330,424/mo (50% DSR)
Upfront cash ≈ HK$25.14M (deposit + AVD stamp duty HK$2,414,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,952
−HK$9,344/mo
▼ 0.25% · 3.875%
HK$177,590
−HK$4,706/mo
Today · 4.125%
HK$182,296
baseline
▲ 0.50% · 4.625%
HK$191,905
+HK$9,609/mo
Deposit HK$22.73M · loan HK$34.09M · min. income ≈ HK$364,592/mo (50% DSR)
Upfront cash ≈ HK$25.14M (deposit + AVD stamp duty HK$2,414,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,374
−HK$11,374/mo
▼ 0.25% · 3.875%
HK$187,016
−HK$5,732/mo
Today · 4.125%
HK$192,748
baseline
▲ 0.50% · 4.625%
HK$204,476
+HK$11,728/mo
Deposit HK$17.04M · loan HK$39.77M · min. income ≈ HK$385,496/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$2,414,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,777
−HK$10,901/mo
▼ 0.25% · 3.875%
HK$207,188
−HK$5,490/mo
Today · 4.125%
HK$212,678
baseline
▲ 0.50% · 4.625%
HK$223,889
+HK$11,211/mo
Deposit HK$17.04M · loan HK$39.77M · min. income ≈ HK$425,356/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$2,414,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,195
−HK$14,624/mo
▼ 0.25% · 3.875%
HK$240,449
−HK$7,370/mo
Today · 4.125%
HK$247,819
baseline
▲ 0.50% · 4.625%
HK$262,898
+HK$15,079/mo
Deposit HK$5.68M · loan HK$51.13M · min. income ≈ HK$495,638/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$2,414,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,427
−HK$14,016/mo
▼ 0.25% · 3.875%
HK$266,385
−HK$7,058/mo
Today · 4.125%
HK$273,443
baseline
▲ 0.50% · 4.625%
HK$287,857
+HK$14,414/mo
Deposit HK$5.68M · loan HK$51.13M · min. income ≈ HK$546,886/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$2,414,641 · Scale 2, in force from 26 Feb 2026)