LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,959
−HK$812/mo
▼ 0.25% · 3.875%
HK$13,362
−HK$409/mo
Today · 4.125%
HK$13,771
baseline
▲ 0.50% · 4.625%
HK$14,609
+HK$838/mo
Deposit HK$2.84M · loan HK$2.84M · min. income ≈ HK$27,542/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$127,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,416
−HK$779/mo
▼ 0.25% · 3.875%
HK$14,803
−HK$392/mo
Today · 4.125%
HK$15,195
baseline
▲ 0.50% · 4.625%
HK$15,996
+HK$801/mo
Deposit HK$2.84M · loan HK$2.84M · min. income ≈ HK$30,390/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$127,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,550
−HK$976/mo
▼ 0.25% · 3.875%
HK$16,034
−HK$492/mo
Today · 4.125%
HK$16,526
baseline
▲ 0.50% · 4.625%
HK$17,531
+HK$1,005/mo
Deposit HK$2.27M · loan HK$3.41M · min. income ≈ HK$33,052/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$127,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,300
−HK$934/mo
▼ 0.25% · 3.875%
HK$17,764
−HK$470/mo
Today · 4.125%
HK$18,234
baseline
▲ 0.50% · 4.625%
HK$19,195
+HK$961/mo
Deposit HK$2.27M · loan HK$3.41M · min. income ≈ HK$36,468/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$127,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,142
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$18,706
−HK$574/mo
Today · 4.125%
HK$19,280
baseline
▲ 0.50% · 4.625%
HK$20,453
+HK$1,173/mo
Deposit HK$1.70M · loan HK$3.98M · min. income ≈ HK$38,560/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,183
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$20,724
−HK$549/mo
Today · 4.125%
HK$21,273
baseline
▲ 0.50% · 4.625%
HK$22,395
+HK$1,122/mo
Deposit HK$1.70M · loan HK$3.98M · min. income ≈ HK$42,546/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,326
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,051
−HK$737/mo
Today · 4.125%
HK$24,788
baseline
▲ 0.50% · 4.625%
HK$26,297
+HK$1,509/mo
Deposit HK$568K · loan HK$5.11M · min. income ≈ HK$49,576/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$127,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,949
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,645
−HK$706/mo
Today · 4.125%
HK$27,351
baseline
▲ 0.50% · 4.625%
HK$28,793
+HK$1,442/mo
Deposit HK$568K · loan HK$5.11M · min. income ≈ HK$54,702/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$127,867 · Scale 2, in force from 26 Feb 2026)