LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,612
−HK$8,128/mo
▼ 0.25% · 3.875%
HK$133,644
−HK$4,096/mo
Today · 4.125%
HK$137,740
baseline
▲ 0.50% · 4.625%
HK$146,121
+HK$8,381/mo
Deposit HK$28.42M · loan HK$28.42M · min. income ≈ HK$275,480/mo (50% DSR)
Upfront cash ≈ HK$30.84M (deposit + AVD stamp duty HK$2,415,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,192
−HK$7,791/mo
▼ 0.25% · 3.875%
HK$148,060
−HK$3,923/mo
Today · 4.125%
HK$151,983
baseline
▲ 0.50% · 4.625%
HK$159,994
+HK$8,011/mo
Deposit HK$28.42M · loan HK$28.42M · min. income ≈ HK$303,966/mo (50% DSR)
Upfront cash ≈ HK$30.84M (deposit + AVD stamp duty HK$2,415,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,535
−HK$9,753/mo
▼ 0.25% · 3.875%
HK$160,373
−HK$4,915/mo
Today · 4.125%
HK$165,288
baseline
▲ 0.50% · 4.625%
HK$175,346
+HK$10,058/mo
Deposit HK$22.74M · loan HK$34.10M · min. income ≈ HK$330,576/mo (50% DSR)
Upfront cash ≈ HK$25.15M (deposit + AVD stamp duty HK$2,415,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,031
−HK$9,348/mo
▼ 0.25% · 3.875%
HK$177,672
−HK$4,707/mo
Today · 4.125%
HK$182,379
baseline
▲ 0.50% · 4.625%
HK$191,993
+HK$9,614/mo
Deposit HK$22.74M · loan HK$34.10M · min. income ≈ HK$364,758/mo (50% DSR)
Upfront cash ≈ HK$25.15M (deposit + AVD stamp duty HK$2,415,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,457
−HK$11,379/mo
▼ 0.25% · 3.875%
HK$187,102
−HK$5,734/mo
Today · 4.125%
HK$192,836
baseline
▲ 0.50% · 4.625%
HK$204,570
+HK$11,734/mo
Deposit HK$17.05M · loan HK$39.79M · min. income ≈ HK$385,672/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$2,415,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,869
−HK$10,907/mo
▼ 0.25% · 3.875%
HK$207,284
−HK$5,492/mo
Today · 4.125%
HK$212,776
baseline
▲ 0.50% · 4.625%
HK$223,992
+HK$11,216/mo
Deposit HK$17.05M · loan HK$39.79M · min. income ≈ HK$425,552/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$2,415,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,302
−HK$14,630/mo
▼ 0.25% · 3.875%
HK$240,559
−HK$7,373/mo
Today · 4.125%
HK$247,932
baseline
▲ 0.50% · 4.625%
HK$263,019
+HK$15,087/mo
Deposit HK$5.68M · loan HK$51.16M · min. income ≈ HK$495,864/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$2,415,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,546
−HK$14,023/mo
▼ 0.25% · 3.875%
HK$266,507
−HK$7,062/mo
Today · 4.125%
HK$273,569
baseline
▲ 0.50% · 4.625%
HK$287,989
+HK$14,420/mo
Deposit HK$5.68M · loan HK$51.16M · min. income ≈ HK$547,138/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$2,415,749 · Scale 2, in force from 26 Feb 2026)