LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,614
−HK$8,128/mo
▼ 0.25% · 3.875%
HK$133,646
−HK$4,096/mo
Today · 4.125%
HK$137,742
baseline
▲ 0.50% · 4.625%
HK$146,123
+HK$8,381/mo
Deposit HK$28.42M · loan HK$28.42M · min. income ≈ HK$275,484/mo (50% DSR)
Upfront cash ≈ HK$30.84M (deposit + AVD stamp duty HK$2,415,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,194
−HK$7,791/mo
▼ 0.25% · 3.875%
HK$148,061
−HK$3,924/mo
Today · 4.125%
HK$151,985
baseline
▲ 0.50% · 4.625%
HK$159,996
+HK$8,011/mo
Deposit HK$28.42M · loan HK$28.42M · min. income ≈ HK$303,970/mo (50% DSR)
Upfront cash ≈ HK$30.84M (deposit + AVD stamp duty HK$2,415,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,537
−HK$9,753/mo
▼ 0.25% · 3.875%
HK$160,375
−HK$4,915/mo
Today · 4.125%
HK$165,290
baseline
▲ 0.50% · 4.625%
HK$175,348
+HK$10,058/mo
Deposit HK$22.74M · loan HK$34.11M · min. income ≈ HK$330,580/mo (50% DSR)
Upfront cash ≈ HK$25.15M (deposit + AVD stamp duty HK$2,415,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,033
−HK$9,348/mo
▼ 0.25% · 3.875%
HK$177,674
−HK$4,707/mo
Today · 4.125%
HK$182,381
baseline
▲ 0.50% · 4.625%
HK$191,995
+HK$9,614/mo
Deposit HK$22.74M · loan HK$34.11M · min. income ≈ HK$364,762/mo (50% DSR)
Upfront cash ≈ HK$25.15M (deposit + AVD stamp duty HK$2,415,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,459
−HK$11,380/mo
▼ 0.25% · 3.875%
HK$187,104
−HK$5,735/mo
Today · 4.125%
HK$192,839
baseline
▲ 0.50% · 4.625%
HK$204,572
+HK$11,733/mo
Deposit HK$17.05M · loan HK$39.79M · min. income ≈ HK$385,678/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$2,415,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,872
−HK$10,906/mo
▼ 0.25% · 3.875%
HK$207,286
−HK$5,492/mo
Today · 4.125%
HK$212,778
baseline
▲ 0.50% · 4.625%
HK$223,994
+HK$11,216/mo
Deposit HK$17.05M · loan HK$39.79M · min. income ≈ HK$425,556/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$2,415,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,305
−HK$14,630/mo
▼ 0.25% · 3.875%
HK$240,562
−HK$7,373/mo
Today · 4.125%
HK$247,935
baseline
▲ 0.50% · 4.625%
HK$263,022
+HK$15,087/mo
Deposit HK$5.68M · loan HK$51.16M · min. income ≈ HK$495,870/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$2,415,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,550
−HK$14,022/mo
▼ 0.25% · 3.875%
HK$266,511
−HK$7,061/mo
Today · 4.125%
HK$273,572
baseline
▲ 0.50% · 4.625%
HK$287,993
+HK$14,421/mo
Deposit HK$5.68M · loan HK$51.16M · min. income ≈ HK$547,144/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$2,415,778 · Scale 2, in force from 26 Feb 2026)