LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,621
−HK$8,128/mo
▼ 0.25% · 3.875%
HK$133,653
−HK$4,096/mo
Today · 4.125%
HK$137,749
baseline
▲ 0.50% · 4.625%
HK$146,131
+HK$8,382/mo
Deposit HK$28.42M · loan HK$28.42M · min. income ≈ HK$275,498/mo (50% DSR)
Upfront cash ≈ HK$30.84M (deposit + AVD stamp duty HK$2,415,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,202
−HK$7,791/mo
▼ 0.25% · 3.875%
HK$148,069
−HK$3,924/mo
Today · 4.125%
HK$151,993
baseline
▲ 0.50% · 4.625%
HK$160,004
+HK$8,011/mo
Deposit HK$28.42M · loan HK$28.42M · min. income ≈ HK$303,986/mo (50% DSR)
Upfront cash ≈ HK$30.84M (deposit + AVD stamp duty HK$2,415,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,545
−HK$9,754/mo
▼ 0.25% · 3.875%
HK$160,383
−HK$4,916/mo
Today · 4.125%
HK$165,299
baseline
▲ 0.50% · 4.625%
HK$175,357
+HK$10,058/mo
Deposit HK$22.74M · loan HK$34.11M · min. income ≈ HK$330,598/mo (50% DSR)
Upfront cash ≈ HK$25.15M (deposit + AVD stamp duty HK$2,415,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,042
−HK$9,349/mo
▼ 0.25% · 3.875%
HK$177,683
−HK$4,708/mo
Today · 4.125%
HK$182,391
baseline
▲ 0.50% · 4.625%
HK$192,005
+HK$9,614/mo
Deposit HK$22.74M · loan HK$34.11M · min. income ≈ HK$364,782/mo (50% DSR)
Upfront cash ≈ HK$25.15M (deposit + AVD stamp duty HK$2,415,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,469
−HK$11,380/mo
▼ 0.25% · 3.875%
HK$187,114
−HK$5,735/mo
Today · 4.125%
HK$192,849
baseline
▲ 0.50% · 4.625%
HK$204,583
+HK$11,734/mo
Deposit HK$17.05M · loan HK$39.79M · min. income ≈ HK$385,698/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$2,415,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,883
−HK$10,907/mo
▼ 0.25% · 3.875%
HK$207,297
−HK$5,493/mo
Today · 4.125%
HK$212,790
baseline
▲ 0.50% · 4.625%
HK$224,006
+HK$11,216/mo
Deposit HK$17.05M · loan HK$39.79M · min. income ≈ HK$425,580/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$2,415,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,318
−HK$14,631/mo
▼ 0.25% · 3.875%
HK$240,575
−HK$7,374/mo
Today · 4.125%
HK$247,949
baseline
▲ 0.50% · 4.625%
HK$263,036
+HK$15,087/mo
Deposit HK$5.68M · loan HK$51.16M · min. income ≈ HK$495,898/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$2,415,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,563
−HK$14,024/mo
▼ 0.25% · 3.875%
HK$266,525
−HK$7,062/mo
Today · 4.125%
HK$273,587
baseline
▲ 0.50% · 4.625%
HK$288,008
+HK$14,421/mo
Deposit HK$5.68M · loan HK$51.16M · min. income ≈ HK$547,174/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$2,415,907 · Scale 2, in force from 26 Feb 2026)