LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,625
−HK$8,129/mo
▼ 0.25% · 3.875%
HK$133,657
−HK$4,097/mo
Today · 4.125%
HK$137,754
baseline
▲ 0.50% · 4.625%
HK$146,136
+HK$8,382/mo
Deposit HK$28.42M · loan HK$28.42M · min. income ≈ HK$275,508/mo (50% DSR)
Upfront cash ≈ HK$30.84M (deposit + AVD stamp duty HK$2,415,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,207
−HK$7,791/mo
▼ 0.25% · 3.875%
HK$148,074
−HK$3,924/mo
Today · 4.125%
HK$151,998
baseline
▲ 0.50% · 4.625%
HK$160,010
+HK$8,012/mo
Deposit HK$28.42M · loan HK$28.42M · min. income ≈ HK$303,996/mo (50% DSR)
Upfront cash ≈ HK$30.84M (deposit + AVD stamp duty HK$2,415,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,550
−HK$9,755/mo
▼ 0.25% · 3.875%
HK$160,389
−HK$4,916/mo
Today · 4.125%
HK$165,305
baseline
▲ 0.50% · 4.625%
HK$175,363
+HK$10,058/mo
Deposit HK$22.74M · loan HK$34.11M · min. income ≈ HK$330,610/mo (50% DSR)
Upfront cash ≈ HK$25.15M (deposit + AVD stamp duty HK$2,415,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,048
−HK$9,349/mo
▼ 0.25% · 3.875%
HK$177,689
−HK$4,708/mo
Today · 4.125%
HK$182,397
baseline
▲ 0.50% · 4.625%
HK$192,012
+HK$9,615/mo
Deposit HK$22.74M · loan HK$34.11M · min. income ≈ HK$364,794/mo (50% DSR)
Upfront cash ≈ HK$25.15M (deposit + AVD stamp duty HK$2,415,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,475
−HK$11,380/mo
▼ 0.25% · 3.875%
HK$187,120
−HK$5,735/mo
Today · 4.125%
HK$192,855
baseline
▲ 0.50% · 4.625%
HK$204,590
+HK$11,735/mo
Deposit HK$17.05M · loan HK$39.79M · min. income ≈ HK$385,710/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$2,415,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,889
−HK$10,908/mo
▼ 0.25% · 3.875%
HK$207,304
−HK$5,493/mo
Today · 4.125%
HK$212,797
baseline
▲ 0.50% · 4.625%
HK$224,014
+HK$11,217/mo
Deposit HK$17.05M · loan HK$39.79M · min. income ≈ HK$425,594/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$2,415,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,325
−HK$14,632/mo
▼ 0.25% · 3.875%
HK$240,583
−HK$7,374/mo
Today · 4.125%
HK$247,957
baseline
▲ 0.50% · 4.625%
HK$263,044
+HK$15,087/mo
Deposit HK$5.68M · loan HK$51.16M · min. income ≈ HK$495,914/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$2,415,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,572
−HK$14,024/mo
▼ 0.25% · 3.875%
HK$266,534
−HK$7,062/mo
Today · 4.125%
HK$273,596
baseline
▲ 0.50% · 4.625%
HK$288,017
+HK$14,421/mo
Deposit HK$5.68M · loan HK$51.16M · min. income ≈ HK$547,192/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$2,415,987 · Scale 2, in force from 26 Feb 2026)