LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,636
−HK$8,129/mo
▼ 0.25% · 3.875%
HK$133,668
−HK$4,097/mo
Today · 4.125%
HK$137,765
baseline
▲ 0.50% · 4.625%
HK$146,148
+HK$8,383/mo
Deposit HK$28.43M · loan HK$28.43M · min. income ≈ HK$275,530/mo (50% DSR)
Upfront cash ≈ HK$30.84M (deposit + AVD stamp duty HK$2,416,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,219
−HK$7,792/mo
▼ 0.25% · 3.875%
HK$148,087
−HK$3,924/mo
Today · 4.125%
HK$152,011
baseline
▲ 0.50% · 4.625%
HK$160,023
+HK$8,012/mo
Deposit HK$28.43M · loan HK$28.43M · min. income ≈ HK$304,022/mo (50% DSR)
Upfront cash ≈ HK$30.84M (deposit + AVD stamp duty HK$2,416,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,563
−HK$9,755/mo
▼ 0.25% · 3.875%
HK$160,402
−HK$4,916/mo
Today · 4.125%
HK$165,318
baseline
▲ 0.50% · 4.625%
HK$175,378
+HK$10,060/mo
Deposit HK$22.74M · loan HK$34.11M · min. income ≈ HK$330,636/mo (50% DSR)
Upfront cash ≈ HK$25.16M (deposit + AVD stamp duty HK$2,416,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,063
−HK$9,350/mo
▼ 0.25% · 3.875%
HK$177,704
−HK$4,709/mo
Today · 4.125%
HK$182,413
baseline
▲ 0.50% · 4.625%
HK$192,028
+HK$9,615/mo
Deposit HK$22.74M · loan HK$34.11M · min. income ≈ HK$364,826/mo (50% DSR)
Upfront cash ≈ HK$25.16M (deposit + AVD stamp duty HK$2,416,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,490
−HK$11,382/mo
▼ 0.25% · 3.875%
HK$187,136
−HK$5,736/mo
Today · 4.125%
HK$192,872
baseline
▲ 0.50% · 4.625%
HK$204,607
+HK$11,735/mo
Deposit HK$17.06M · loan HK$39.80M · min. income ≈ HK$385,744/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$2,416,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,906
−HK$10,909/mo
▼ 0.25% · 3.875%
HK$207,321
−HK$5,494/mo
Today · 4.125%
HK$212,815
baseline
▲ 0.50% · 4.625%
HK$224,032
+HK$11,217/mo
Deposit HK$17.06M · loan HK$39.80M · min. income ≈ HK$425,630/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$2,416,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,345
−HK$14,633/mo
▼ 0.25% · 3.875%
HK$240,603
−HK$7,375/mo
Today · 4.125%
HK$247,978
baseline
▲ 0.50% · 4.625%
HK$263,067
+HK$15,089/mo
Deposit HK$5.69M · loan HK$51.17M · min. income ≈ HK$495,956/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$2,416,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,594
−HK$14,025/mo
▼ 0.25% · 3.875%
HK$266,556
−HK$7,063/mo
Today · 4.125%
HK$273,619
baseline
▲ 0.50% · 4.625%
HK$288,042
+HK$14,423/mo
Deposit HK$5.69M · loan HK$51.17M · min. income ≈ HK$547,238/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$2,416,190 · Scale 2, in force from 26 Feb 2026)