LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,640
−HK$8,129/mo
▼ 0.25% · 3.875%
HK$133,672
−HK$4,097/mo
Today · 4.125%
HK$137,769
baseline
▲ 0.50% · 4.625%
HK$146,152
+HK$8,383/mo
Deposit HK$28.43M · loan HK$28.43M · min. income ≈ HK$275,538/mo (50% DSR)
Upfront cash ≈ HK$30.84M (deposit + AVD stamp duty HK$2,416,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,223
−HK$7,792/mo
▼ 0.25% · 3.875%
HK$148,091
−HK$3,924/mo
Today · 4.125%
HK$152,015
baseline
▲ 0.50% · 4.625%
HK$160,028
+HK$8,013/mo
Deposit HK$28.43M · loan HK$28.43M · min. income ≈ HK$304,030/mo (50% DSR)
Upfront cash ≈ HK$30.84M (deposit + AVD stamp duty HK$2,416,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,568
−HK$9,755/mo
▼ 0.25% · 3.875%
HK$160,407
−HK$4,916/mo
Today · 4.125%
HK$165,323
baseline
▲ 0.50% · 4.625%
HK$175,383
+HK$10,060/mo
Deposit HK$22.74M · loan HK$34.11M · min. income ≈ HK$330,646/mo (50% DSR)
Upfront cash ≈ HK$25.16M (deposit + AVD stamp duty HK$2,416,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,068
−HK$9,350/mo
▼ 0.25% · 3.875%
HK$177,709
−HK$4,709/mo
Today · 4.125%
HK$182,418
baseline
▲ 0.50% · 4.625%
HK$192,033
+HK$9,615/mo
Deposit HK$22.74M · loan HK$34.11M · min. income ≈ HK$364,836/mo (50% DSR)
Upfront cash ≈ HK$25.16M (deposit + AVD stamp duty HK$2,416,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,496
−HK$11,381/mo
▼ 0.25% · 3.875%
HK$187,141
−HK$5,736/mo
Today · 4.125%
HK$192,877
baseline
▲ 0.50% · 4.625%
HK$204,613
+HK$11,736/mo
Deposit HK$17.06M · loan HK$39.80M · min. income ≈ HK$385,754/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$2,416,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,912
−HK$10,909/mo
▼ 0.25% · 3.875%
HK$207,327
−HK$5,494/mo
Today · 4.125%
HK$212,821
baseline
▲ 0.50% · 4.625%
HK$224,039
+HK$11,218/mo
Deposit HK$17.06M · loan HK$39.80M · min. income ≈ HK$425,642/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$2,416,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,352
−HK$14,633/mo
▼ 0.25% · 3.875%
HK$240,610
−HK$7,375/mo
Today · 4.125%
HK$247,985
baseline
▲ 0.50% · 4.625%
HK$263,074
+HK$15,089/mo
Deposit HK$5.69M · loan HK$51.17M · min. income ≈ HK$495,970/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$2,416,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,601
−HK$14,026/mo
▼ 0.25% · 3.875%
HK$266,564
−HK$7,063/mo
Today · 4.125%
HK$273,627
baseline
▲ 0.50% · 4.625%
HK$288,050
+HK$14,423/mo
Deposit HK$5.69M · loan HK$51.17M · min. income ≈ HK$547,254/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$2,416,261 · Scale 2, in force from 26 Feb 2026)