LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,648
−HK$8,130/mo
▼ 0.25% · 3.875%
HK$133,680
−HK$4,098/mo
Today · 4.125%
HK$137,778
baseline
▲ 0.50% · 4.625%
HK$146,161
+HK$8,383/mo
Deposit HK$28.43M · loan HK$28.43M · min. income ≈ HK$275,556/mo (50% DSR)
Upfront cash ≈ HK$30.84M (deposit + AVD stamp duty HK$2,416,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,232
−HK$7,792/mo
▼ 0.25% · 3.875%
HK$148,100
−HK$3,924/mo
Today · 4.125%
HK$152,024
baseline
▲ 0.50% · 4.625%
HK$160,038
+HK$8,014/mo
Deposit HK$28.43M · loan HK$28.43M · min. income ≈ HK$304,048/mo (50% DSR)
Upfront cash ≈ HK$30.84M (deposit + AVD stamp duty HK$2,416,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,577
−HK$9,756/mo
▼ 0.25% · 3.875%
HK$160,417
−HK$4,916/mo
Today · 4.125%
HK$165,333
baseline
▲ 0.50% · 4.625%
HK$175,393
+HK$10,060/mo
Deposit HK$22.74M · loan HK$34.11M · min. income ≈ HK$330,666/mo (50% DSR)
Upfront cash ≈ HK$25.16M (deposit + AVD stamp duty HK$2,416,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,078
−HK$9,351/mo
▼ 0.25% · 3.875%
HK$177,720
−HK$4,709/mo
Today · 4.125%
HK$182,429
baseline
▲ 0.50% · 4.625%
HK$192,045
+HK$9,616/mo
Deposit HK$22.74M · loan HK$34.11M · min. income ≈ HK$364,858/mo (50% DSR)
Upfront cash ≈ HK$25.16M (deposit + AVD stamp duty HK$2,416,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,507
−HK$11,382/mo
▼ 0.25% · 3.875%
HK$187,153
−HK$5,736/mo
Today · 4.125%
HK$192,889
baseline
▲ 0.50% · 4.625%
HK$204,626
+HK$11,737/mo
Deposit HK$17.06M · loan HK$39.80M · min. income ≈ HK$385,778/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$2,416,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,924
−HK$10,910/mo
▼ 0.25% · 3.875%
HK$207,340
−HK$5,494/mo
Today · 4.125%
HK$212,834
baseline
▲ 0.50% · 4.625%
HK$224,053
+HK$11,219/mo
Deposit HK$17.06M · loan HK$39.80M · min. income ≈ HK$425,668/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$2,416,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,366
−HK$14,634/mo
▼ 0.25% · 3.875%
HK$240,625
−HK$7,375/mo
Today · 4.125%
HK$248,000
baseline
▲ 0.50% · 4.625%
HK$263,090
+HK$15,090/mo
Deposit HK$5.69M · loan HK$51.17M · min. income ≈ HK$496,000/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$2,416,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,617
−HK$14,026/mo
▼ 0.25% · 3.875%
HK$266,580
−HK$7,063/mo
Today · 4.125%
HK$273,643
baseline
▲ 0.50% · 4.625%
HK$288,068
+HK$14,425/mo
Deposit HK$5.69M · loan HK$51.17M · min. income ≈ HK$547,286/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$2,416,407 · Scale 2, in force from 26 Feb 2026)