LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,965
−HK$813/mo
▼ 0.25% · 3.875%
HK$13,369
−HK$409/mo
Today · 4.125%
HK$13,778
baseline
▲ 0.50% · 4.625%
HK$14,617
+HK$839/mo
Deposit HK$2.84M · loan HK$2.84M · min. income ≈ HK$27,556/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$127,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,424
−HK$779/mo
▼ 0.25% · 3.875%
HK$14,811
−HK$392/mo
Today · 4.125%
HK$15,203
baseline
▲ 0.50% · 4.625%
HK$16,004
+HK$801/mo
Deposit HK$2.84M · loan HK$2.84M · min. income ≈ HK$30,406/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$127,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,558
−HK$976/mo
▼ 0.25% · 3.875%
HK$16,042
−HK$492/mo
Today · 4.125%
HK$16,534
baseline
▲ 0.50% · 4.625%
HK$17,540
+HK$1,006/mo
Deposit HK$2.27M · loan HK$3.41M · min. income ≈ HK$33,068/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$127,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,308
−HK$936/mo
▼ 0.25% · 3.875%
HK$17,773
−HK$471/mo
Today · 4.125%
HK$18,244
baseline
▲ 0.50% · 4.625%
HK$19,205
+HK$961/mo
Deposit HK$2.27M · loan HK$3.41M · min. income ≈ HK$36,488/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$127,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,151
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$18,716
−HK$574/mo
Today · 4.125%
HK$19,290
baseline
▲ 0.50% · 4.625%
HK$20,463
+HK$1,173/mo
Deposit HK$1.71M · loan HK$3.98M · min. income ≈ HK$38,580/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,193
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$20,735
−HK$549/mo
Today · 4.125%
HK$21,284
baseline
▲ 0.50% · 4.625%
HK$22,406
+HK$1,122/mo
Deposit HK$1.71M · loan HK$3.98M · min. income ≈ HK$42,568/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,337
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$24,063
−HK$738/mo
Today · 4.125%
HK$24,801
baseline
▲ 0.50% · 4.625%
HK$26,310
+HK$1,509/mo
Deposit HK$569K · loan HK$5.12M · min. income ≈ HK$49,602/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$127,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,963
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,659
−HK$706/mo
Today · 4.125%
HK$27,365
baseline
▲ 0.50% · 4.625%
HK$28,808
+HK$1,443/mo
Deposit HK$569K · loan HK$5.12M · min. income ≈ HK$54,730/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$127,933 · Scale 2, in force from 26 Feb 2026)