LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,968
−HK$813/mo
▼ 0.25% · 3.875%
HK$13,371
−HK$410/mo
Today · 4.125%
HK$13,781
baseline
▲ 0.50% · 4.625%
HK$14,620
+HK$839/mo
Deposit HK$2.84M · loan HK$2.84M · min. income ≈ HK$27,562/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$127,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,427
−HK$779/mo
▼ 0.25% · 3.875%
HK$14,813
−HK$393/mo
Today · 4.125%
HK$15,206
baseline
▲ 0.50% · 4.625%
HK$16,007
+HK$801/mo
Deposit HK$2.84M · loan HK$2.84M · min. income ≈ HK$30,412/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$127,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,561
−HK$976/mo
▼ 0.25% · 3.875%
HK$16,045
−HK$492/mo
Today · 4.125%
HK$16,537
baseline
▲ 0.50% · 4.625%
HK$17,543
+HK$1,006/mo
Deposit HK$2.27M · loan HK$3.41M · min. income ≈ HK$33,074/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$127,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,312
−HK$935/mo
▼ 0.25% · 3.875%
HK$17,776
−HK$471/mo
Today · 4.125%
HK$18,247
baseline
▲ 0.50% · 4.625%
HK$19,209
+HK$962/mo
Deposit HK$2.27M · loan HK$3.41M · min. income ≈ HK$36,494/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$127,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,155
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$18,720
−HK$573/mo
Today · 4.125%
HK$19,293
baseline
▲ 0.50% · 4.625%
HK$20,467
+HK$1,174/mo
Deposit HK$1.71M · loan HK$3.98M · min. income ≈ HK$38,586/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,197
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$20,739
−HK$549/mo
Today · 4.125%
HK$21,288
baseline
▲ 0.50% · 4.625%
HK$22,410
+HK$1,122/mo
Deposit HK$1.71M · loan HK$3.98M · min. income ≈ HK$42,576/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,342
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$24,068
−HK$738/mo
Today · 4.125%
HK$24,806
baseline
▲ 0.50% · 4.625%
HK$26,315
+HK$1,509/mo
Deposit HK$569K · loan HK$5.12M · min. income ≈ HK$49,612/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$127,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,968
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$26,664
−HK$707/mo
Today · 4.125%
HK$27,371
baseline
▲ 0.50% · 4.625%
HK$28,813
+HK$1,442/mo
Deposit HK$569K · loan HK$5.12M · min. income ≈ HK$54,742/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$127,958 · Scale 2, in force from 26 Feb 2026)