LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,685
−HK$8,133/mo
▼ 0.25% · 3.875%
HK$133,719
−HK$4,099/mo
Today · 4.125%
HK$137,818
baseline
▲ 0.50% · 4.625%
HK$146,204
+HK$8,386/mo
Deposit HK$28.44M · loan HK$28.44M · min. income ≈ HK$275,636/mo (50% DSR)
Upfront cash ≈ HK$30.85M (deposit + AVD stamp duty HK$2,417,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,274
−HK$7,794/mo
▼ 0.25% · 3.875%
HK$148,143
−HK$3,925/mo
Today · 4.125%
HK$152,068
baseline
▲ 0.50% · 4.625%
HK$160,084
+HK$8,016/mo
Deposit HK$28.44M · loan HK$28.44M · min. income ≈ HK$304,136/mo (50% DSR)
Upfront cash ≈ HK$30.85M (deposit + AVD stamp duty HK$2,417,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,622
−HK$9,759/mo
▼ 0.25% · 3.875%
HK$160,463
−HK$4,918/mo
Today · 4.125%
HK$165,381
baseline
▲ 0.50% · 4.625%
HK$175,444
+HK$10,063/mo
Deposit HK$22.75M · loan HK$34.12M · min. income ≈ HK$330,762/mo (50% DSR)
Upfront cash ≈ HK$25.17M (deposit + AVD stamp duty HK$2,417,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,128
−HK$9,354/mo
▼ 0.25% · 3.875%
HK$177,771
−HK$4,711/mo
Today · 4.125%
HK$182,482
baseline
▲ 0.50% · 4.625%
HK$192,101
+HK$9,619/mo
Deposit HK$22.75M · loan HK$34.12M · min. income ≈ HK$364,964/mo (50% DSR)
Upfront cash ≈ HK$25.17M (deposit + AVD stamp duty HK$2,417,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,559
−HK$11,386/mo
▼ 0.25% · 3.875%
HK$187,207
−HK$5,738/mo
Today · 4.125%
HK$192,945
baseline
▲ 0.50% · 4.625%
HK$204,685
+HK$11,740/mo
Deposit HK$17.06M · loan HK$39.81M · min. income ≈ HK$385,890/mo (50% DSR)
Upfront cash ≈ HK$19.48M (deposit + AVD stamp duty HK$2,417,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,983
−HK$10,912/mo
▼ 0.25% · 3.875%
HK$207,400
−HK$5,495/mo
Today · 4.125%
HK$212,895
baseline
▲ 0.50% · 4.625%
HK$224,118
+HK$11,223/mo
Deposit HK$17.06M · loan HK$39.81M · min. income ≈ HK$425,790/mo (50% DSR)
Upfront cash ≈ HK$19.48M (deposit + AVD stamp duty HK$2,417,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,433
−HK$14,639/mo
▼ 0.25% · 3.875%
HK$240,695
−HK$7,377/mo
Today · 4.125%
HK$248,072
baseline
▲ 0.50% · 4.625%
HK$263,166
+HK$15,094/mo
Deposit HK$5.69M · loan HK$51.19M · min. income ≈ HK$496,144/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$2,417,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,692
−HK$14,031/mo
▼ 0.25% · 3.875%
HK$266,657
−HK$7,066/mo
Today · 4.125%
HK$273,723
baseline
▲ 0.50% · 4.625%
HK$288,151
+HK$14,428/mo
Deposit HK$5.69M · loan HK$51.19M · min. income ≈ HK$547,446/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$2,417,108 · Scale 2, in force from 26 Feb 2026)