LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,971
−HK$814/mo
▼ 0.25% · 3.875%
HK$13,375
−HK$410/mo
Today · 4.125%
HK$13,785
baseline
▲ 0.50% · 4.625%
HK$14,623
+HK$838/mo
Deposit HK$2.84M · loan HK$2.84M · min. income ≈ HK$27,570/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$127,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,430
−HK$780/mo
▼ 0.25% · 3.875%
HK$14,817
−HK$393/mo
Today · 4.125%
HK$15,210
baseline
▲ 0.50% · 4.625%
HK$16,012
+HK$802/mo
Deposit HK$2.84M · loan HK$2.84M · min. income ≈ HK$30,420/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$127,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,565
−HK$976/mo
▼ 0.25% · 3.875%
HK$16,050
−HK$491/mo
Today · 4.125%
HK$16,541
baseline
▲ 0.50% · 4.625%
HK$17,548
+HK$1,007/mo
Deposit HK$2.28M · loan HK$3.41M · min. income ≈ HK$33,082/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$127,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,316
−HK$936/mo
▼ 0.25% · 3.875%
HK$17,781
−HK$471/mo
Today · 4.125%
HK$18,252
baseline
▲ 0.50% · 4.625%
HK$19,214
+HK$962/mo
Deposit HK$2.28M · loan HK$3.41M · min. income ≈ HK$36,504/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$127,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,160
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$18,724
−HK$574/mo
Today · 4.125%
HK$19,298
baseline
▲ 0.50% · 4.625%
HK$20,473
+HK$1,175/mo
Deposit HK$1.71M · loan HK$3.98M · min. income ≈ HK$38,596/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,202
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$20,744
−HK$550/mo
Today · 4.125%
HK$21,294
baseline
▲ 0.50% · 4.625%
HK$22,416
+HK$1,122/mo
Deposit HK$1.71M · loan HK$3.98M · min. income ≈ HK$42,588/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,348
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$24,074
−HK$738/mo
Today · 4.125%
HK$24,812
baseline
▲ 0.50% · 4.625%
HK$26,322
+HK$1,510/mo
Deposit HK$569K · loan HK$5.12M · min. income ≈ HK$49,624/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$127,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,974
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$26,671
−HK$707/mo
Today · 4.125%
HK$27,378
baseline
▲ 0.50% · 4.625%
HK$28,821
+HK$1,443/mo
Deposit HK$569K · loan HK$5.12M · min. income ≈ HK$54,756/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$127,991 · Scale 2, in force from 26 Feb 2026)