LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,971
−HK$814/mo
▼ 0.25% · 3.875%
HK$13,375
−HK$410/mo
Today · 4.125%
HK$13,785
baseline
▲ 0.50% · 4.625%
HK$14,624
+HK$839/mo
Deposit HK$2.84M · loan HK$2.84M · min. income ≈ HK$27,570/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$127,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,430
−HK$780/mo
▼ 0.25% · 3.875%
HK$14,818
−HK$392/mo
Today · 4.125%
HK$15,210
baseline
▲ 0.50% · 4.625%
HK$16,012
+HK$802/mo
Deposit HK$2.84M · loan HK$2.84M · min. income ≈ HK$30,420/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$127,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,566
−HK$976/mo
▼ 0.25% · 3.875%
HK$16,050
−HK$492/mo
Today · 4.125%
HK$16,542
baseline
▲ 0.50% · 4.625%
HK$17,548
+HK$1,006/mo
Deposit HK$2.28M · loan HK$3.41M · min. income ≈ HK$33,084/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$127,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,317
−HK$935/mo
▼ 0.25% · 3.875%
HK$17,781
−HK$471/mo
Today · 4.125%
HK$18,252
baseline
▲ 0.50% · 4.625%
HK$19,214
+HK$962/mo
Deposit HK$2.28M · loan HK$3.41M · min. income ≈ HK$36,504/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$127,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,160
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$18,725
−HK$574/mo
Today · 4.125%
HK$19,299
baseline
▲ 0.50% · 4.625%
HK$20,473
+HK$1,174/mo
Deposit HK$1.71M · loan HK$3.98M · min. income ≈ HK$38,598/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,203
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$20,745
−HK$549/mo
Today · 4.125%
HK$21,294
baseline
▲ 0.50% · 4.625%
HK$22,417
+HK$1,123/mo
Deposit HK$1.71M · loan HK$3.98M · min. income ≈ HK$42,588/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,348
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$24,075
−HK$738/mo
Today · 4.125%
HK$24,813
baseline
▲ 0.50% · 4.625%
HK$26,322
+HK$1,509/mo
Deposit HK$569K · loan HK$5.12M · min. income ≈ HK$49,626/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$127,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,975
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$26,672
−HK$706/mo
Today · 4.125%
HK$27,378
baseline
▲ 0.50% · 4.625%
HK$28,821
+HK$1,443/mo
Deposit HK$569K · loan HK$5.12M · min. income ≈ HK$54,756/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$127,993 · Scale 2, in force from 26 Feb 2026)