LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,719
−HK$8,135/mo
▼ 0.25% · 3.875%
HK$133,754
−HK$4,100/mo
Today · 4.125%
HK$137,854
baseline
▲ 0.50% · 4.625%
HK$146,242
+HK$8,388/mo
Deposit HK$28.44M · loan HK$28.44M · min. income ≈ HK$275,708/mo (50% DSR)
Upfront cash ≈ HK$30.86M (deposit + AVD stamp duty HK$2,417,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,311
−HK$7,797/mo
▼ 0.25% · 3.875%
HK$148,181
−HK$3,927/mo
Today · 4.125%
HK$152,108
baseline
▲ 0.50% · 4.625%
HK$160,126
+HK$8,018/mo
Deposit HK$28.44M · loan HK$28.44M · min. income ≈ HK$304,216/mo (50% DSR)
Upfront cash ≈ HK$30.86M (deposit + AVD stamp duty HK$2,417,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,663
−HK$9,761/mo
▼ 0.25% · 3.875%
HK$160,505
−HK$4,919/mo
Today · 4.125%
HK$165,424
baseline
▲ 0.50% · 4.625%
HK$175,490
+HK$10,066/mo
Deposit HK$22.76M · loan HK$34.13M · min. income ≈ HK$330,848/mo (50% DSR)
Upfront cash ≈ HK$25.17M (deposit + AVD stamp duty HK$2,417,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,173
−HK$9,356/mo
▼ 0.25% · 3.875%
HK$177,818
−HK$4,711/mo
Today · 4.125%
HK$182,529
baseline
▲ 0.50% · 4.625%
HK$192,151
+HK$9,622/mo
Deposit HK$22.76M · loan HK$34.13M · min. income ≈ HK$365,058/mo (50% DSR)
Upfront cash ≈ HK$25.17M (deposit + AVD stamp duty HK$2,417,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,607
−HK$11,388/mo
▼ 0.25% · 3.875%
HK$187,256
−HK$5,739/mo
Today · 4.125%
HK$192,995
baseline
▲ 0.50% · 4.625%
HK$204,738
+HK$11,743/mo
Deposit HK$17.07M · loan HK$39.82M · min. income ≈ HK$385,990/mo (50% DSR)
Upfront cash ≈ HK$19.48M (deposit + AVD stamp duty HK$2,417,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,036
−HK$10,915/mo
▼ 0.25% · 3.875%
HK$207,454
−HK$5,497/mo
Today · 4.125%
HK$212,951
baseline
▲ 0.50% · 4.625%
HK$224,176
+HK$11,225/mo
Deposit HK$17.07M · loan HK$39.82M · min. income ≈ HK$425,902/mo (50% DSR)
Upfront cash ≈ HK$19.48M (deposit + AVD stamp duty HK$2,417,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,494
−HK$14,642/mo
▼ 0.25% · 3.875%
HK$240,757
−HK$7,379/mo
Today · 4.125%
HK$248,136
baseline
▲ 0.50% · 4.625%
HK$263,235
+HK$15,099/mo
Deposit HK$5.69M · loan HK$51.20M · min. income ≈ HK$496,272/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$2,417,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,760
−HK$14,034/mo
▼ 0.25% · 3.875%
HK$266,727
−HK$7,067/mo
Today · 4.125%
HK$273,794
baseline
▲ 0.50% · 4.625%
HK$288,226
+HK$14,432/mo
Deposit HK$5.69M · loan HK$51.20M · min. income ≈ HK$547,588/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$2,417,736 · Scale 2, in force from 26 Feb 2026)