LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,722
−HK$8,135/mo
▼ 0.25% · 3.875%
HK$133,757
−HK$4,100/mo
Today · 4.125%
HK$137,857
baseline
▲ 0.50% · 4.625%
HK$146,245
+HK$8,388/mo
Deposit HK$28.44M · loan HK$28.44M · min. income ≈ HK$275,714/mo (50% DSR)
Upfront cash ≈ HK$30.86M (deposit + AVD stamp duty HK$2,417,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,315
−HK$7,797/mo
▼ 0.25% · 3.875%
HK$148,185
−HK$3,927/mo
Today · 4.125%
HK$152,112
baseline
▲ 0.50% · 4.625%
HK$160,130
+HK$8,018/mo
Deposit HK$28.44M · loan HK$28.44M · min. income ≈ HK$304,224/mo (50% DSR)
Upfront cash ≈ HK$30.86M (deposit + AVD stamp duty HK$2,417,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,667
−HK$9,761/mo
▼ 0.25% · 3.875%
HK$160,509
−HK$4,919/mo
Today · 4.125%
HK$165,428
baseline
▲ 0.50% · 4.625%
HK$175,494
+HK$10,066/mo
Deposit HK$22.76M · loan HK$34.13M · min. income ≈ HK$330,856/mo (50% DSR)
Upfront cash ≈ HK$25.17M (deposit + AVD stamp duty HK$2,417,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,178
−HK$9,356/mo
▼ 0.25% · 3.875%
HK$177,822
−HK$4,712/mo
Today · 4.125%
HK$182,534
baseline
▲ 0.50% · 4.625%
HK$192,156
+HK$9,622/mo
Deposit HK$22.76M · loan HK$34.13M · min. income ≈ HK$365,068/mo (50% DSR)
Upfront cash ≈ HK$25.17M (deposit + AVD stamp duty HK$2,417,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,611
−HK$11,389/mo
▼ 0.25% · 3.875%
HK$187,260
−HK$5,740/mo
Today · 4.125%
HK$193,000
baseline
▲ 0.50% · 4.625%
HK$204,743
+HK$11,743/mo
Deposit HK$17.07M · loan HK$39.82M · min. income ≈ HK$386,000/mo (50% DSR)
Upfront cash ≈ HK$19.48M (deposit + AVD stamp duty HK$2,417,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,041
−HK$10,915/mo
▼ 0.25% · 3.875%
HK$207,459
−HK$5,497/mo
Today · 4.125%
HK$212,956
baseline
▲ 0.50% · 4.625%
HK$224,181
+HK$11,225/mo
Deposit HK$17.07M · loan HK$39.82M · min. income ≈ HK$425,912/mo (50% DSR)
Upfront cash ≈ HK$19.48M (deposit + AVD stamp duty HK$2,417,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,500
−HK$14,643/mo
▼ 0.25% · 3.875%
HK$240,763
−HK$7,380/mo
Today · 4.125%
HK$248,143
baseline
▲ 0.50% · 4.625%
HK$263,241
+HK$15,098/mo
Deposit HK$5.69M · loan HK$51.20M · min. income ≈ HK$496,286/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$2,417,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,766
−HK$14,035/mo
▼ 0.25% · 3.875%
HK$266,733
−HK$7,068/mo
Today · 4.125%
HK$273,801
baseline
▲ 0.50% · 4.625%
HK$288,233
+HK$14,432/mo
Deposit HK$5.69M · loan HK$51.20M · min. income ≈ HK$547,602/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$2,417,797 · Scale 2, in force from 26 Feb 2026)