LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,723
−HK$8,135/mo
▼ 0.25% · 3.875%
HK$133,758
−HK$4,100/mo
Today · 4.125%
HK$137,858
baseline
▲ 0.50% · 4.625%
HK$146,246
+HK$8,388/mo
Deposit HK$28.44M · loan HK$28.44M · min. income ≈ HK$275,716/mo (50% DSR)
Upfront cash ≈ HK$30.86M (deposit + AVD stamp duty HK$2,417,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,316
−HK$7,797/mo
▼ 0.25% · 3.875%
HK$148,186
−HK$3,927/mo
Today · 4.125%
HK$152,113
baseline
▲ 0.50% · 4.625%
HK$160,131
+HK$8,018/mo
Deposit HK$28.44M · loan HK$28.44M · min. income ≈ HK$304,226/mo (50% DSR)
Upfront cash ≈ HK$30.86M (deposit + AVD stamp duty HK$2,417,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,668
−HK$9,762/mo
▼ 0.25% · 3.875%
HK$160,510
−HK$4,920/mo
Today · 4.125%
HK$165,430
baseline
▲ 0.50% · 4.625%
HK$175,496
+HK$10,066/mo
Deposit HK$22.76M · loan HK$34.13M · min. income ≈ HK$330,860/mo (50% DSR)
Upfront cash ≈ HK$25.17M (deposit + AVD stamp duty HK$2,417,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,179
−HK$9,356/mo
▼ 0.25% · 3.875%
HK$177,824
−HK$4,711/mo
Today · 4.125%
HK$182,535
baseline
▲ 0.50% · 4.625%
HK$192,157
+HK$9,622/mo
Deposit HK$22.76M · loan HK$34.13M · min. income ≈ HK$365,070/mo (50% DSR)
Upfront cash ≈ HK$25.17M (deposit + AVD stamp duty HK$2,417,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,613
−HK$11,388/mo
▼ 0.25% · 3.875%
HK$187,262
−HK$5,739/mo
Today · 4.125%
HK$193,001
baseline
▲ 0.50% · 4.625%
HK$204,745
+HK$11,744/mo
Deposit HK$17.07M · loan HK$39.82M · min. income ≈ HK$386,002/mo (50% DSR)
Upfront cash ≈ HK$19.48M (deposit + AVD stamp duty HK$2,417,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,042
−HK$10,916/mo
▼ 0.25% · 3.875%
HK$207,461
−HK$5,497/mo
Today · 4.125%
HK$212,958
baseline
▲ 0.50% · 4.625%
HK$224,183
+HK$11,225/mo
Deposit HK$17.07M · loan HK$39.82M · min. income ≈ HK$425,916/mo (50% DSR)
Upfront cash ≈ HK$19.48M (deposit + AVD stamp duty HK$2,417,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,502
−HK$14,643/mo
▼ 0.25% · 3.875%
HK$240,765
−HK$7,380/mo
Today · 4.125%
HK$248,145
baseline
▲ 0.50% · 4.625%
HK$263,244
+HK$15,099/mo
Deposit HK$5.69M · loan HK$51.20M · min. income ≈ HK$496,290/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$2,417,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,769
−HK$14,034/mo
▼ 0.25% · 3.875%
HK$266,735
−HK$7,068/mo
Today · 4.125%
HK$273,803
baseline
▲ 0.50% · 4.625%
HK$288,236
+HK$14,433/mo
Deposit HK$5.69M · loan HK$51.20M · min. income ≈ HK$547,606/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$2,417,816 · Scale 2, in force from 26 Feb 2026)