LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,740
−HK$8,136/mo
▼ 0.25% · 3.875%
HK$133,776
−HK$4,100/mo
Today · 4.125%
HK$137,876
baseline
▲ 0.50% · 4.625%
HK$146,265
+HK$8,389/mo
Deposit HK$28.45M · loan HK$28.45M · min. income ≈ HK$275,752/mo (50% DSR)
Upfront cash ≈ HK$30.87M (deposit + AVD stamp duty HK$2,418,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,334
−HK$7,798/mo
▼ 0.25% · 3.875%
HK$148,205
−HK$3,927/mo
Today · 4.125%
HK$152,132
baseline
▲ 0.50% · 4.625%
HK$160,151
+HK$8,019/mo
Deposit HK$28.45M · loan HK$28.45M · min. income ≈ HK$304,264/mo (50% DSR)
Upfront cash ≈ HK$30.87M (deposit + AVD stamp duty HK$2,418,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,688
−HK$9,763/mo
▼ 0.25% · 3.875%
HK$160,531
−HK$4,920/mo
Today · 4.125%
HK$165,451
baseline
▲ 0.50% · 4.625%
HK$175,518
+HK$10,067/mo
Deposit HK$22.76M · loan HK$34.14M · min. income ≈ HK$330,902/mo (50% DSR)
Upfront cash ≈ HK$25.18M (deposit + AVD stamp duty HK$2,418,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,201
−HK$9,358/mo
▼ 0.25% · 3.875%
HK$177,846
−HK$4,713/mo
Today · 4.125%
HK$182,559
baseline
▲ 0.50% · 4.625%
HK$192,182
+HK$9,623/mo
Deposit HK$22.76M · loan HK$34.14M · min. income ≈ HK$365,118/mo (50% DSR)
Upfront cash ≈ HK$25.18M (deposit + AVD stamp duty HK$2,418,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,636
−HK$11,390/mo
▼ 0.25% · 3.875%
HK$187,286
−HK$5,740/mo
Today · 4.125%
HK$193,026
baseline
▲ 0.50% · 4.625%
HK$204,771
+HK$11,745/mo
Deposit HK$17.07M · loan HK$39.83M · min. income ≈ HK$386,052/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$2,418,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,068
−HK$10,917/mo
▼ 0.25% · 3.875%
HK$207,488
−HK$5,497/mo
Today · 4.125%
HK$212,985
baseline
▲ 0.50% · 4.625%
HK$224,212
+HK$11,227/mo
Deposit HK$17.07M · loan HK$39.83M · min. income ≈ HK$425,970/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$2,418,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,532
−HK$14,644/mo
▼ 0.25% · 3.875%
HK$240,796
−HK$7,380/mo
Today · 4.125%
HK$248,176
baseline
▲ 0.50% · 4.625%
HK$263,277
+HK$15,101/mo
Deposit HK$5.69M · loan HK$51.21M · min. income ≈ HK$496,352/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$2,418,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,802
−HK$14,036/mo
▼ 0.25% · 3.875%
HK$266,770
−HK$7,068/mo
Today · 4.125%
HK$273,838
baseline
▲ 0.50% · 4.625%
HK$288,273
+HK$14,435/mo
Deposit HK$5.69M · loan HK$51.21M · min. income ≈ HK$547,676/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$2,418,127 · Scale 2, in force from 26 Feb 2026)