LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,746
−HK$8,136/mo
▼ 0.25% · 3.875%
HK$133,782
−HK$4,100/mo
Today · 4.125%
HK$137,882
baseline
▲ 0.50% · 4.625%
HK$146,272
+HK$8,390/mo
Deposit HK$28.45M · loan HK$28.45M · min. income ≈ HK$275,764/mo (50% DSR)
Upfront cash ≈ HK$30.87M (deposit + AVD stamp duty HK$2,418,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,341
−HK$7,798/mo
▼ 0.25% · 3.875%
HK$148,212
−HK$3,927/mo
Today · 4.125%
HK$152,139
baseline
▲ 0.50% · 4.625%
HK$160,159
+HK$8,020/mo
Deposit HK$28.45M · loan HK$28.45M · min. income ≈ HK$304,278/mo (50% DSR)
Upfront cash ≈ HK$30.87M (deposit + AVD stamp duty HK$2,418,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,695
−HK$9,764/mo
▼ 0.25% · 3.875%
HK$160,538
−HK$4,921/mo
Today · 4.125%
HK$165,459
baseline
▲ 0.50% · 4.625%
HK$175,527
+HK$10,068/mo
Deposit HK$22.76M · loan HK$34.14M · min. income ≈ HK$330,918/mo (50% DSR)
Upfront cash ≈ HK$25.18M (deposit + AVD stamp duty HK$2,418,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,209
−HK$9,358/mo
▼ 0.25% · 3.875%
HK$177,855
−HK$4,712/mo
Today · 4.125%
HK$182,567
baseline
▲ 0.50% · 4.625%
HK$192,191
+HK$9,624/mo
Deposit HK$22.76M · loan HK$34.14M · min. income ≈ HK$365,134/mo (50% DSR)
Upfront cash ≈ HK$25.18M (deposit + AVD stamp duty HK$2,418,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,644
−HK$11,391/mo
▼ 0.25% · 3.875%
HK$187,295
−HK$5,740/mo
Today · 4.125%
HK$193,035
baseline
▲ 0.50% · 4.625%
HK$204,781
+HK$11,746/mo
Deposit HK$17.07M · loan HK$39.83M · min. income ≈ HK$386,070/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$2,418,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,078
−HK$10,917/mo
▼ 0.25% · 3.875%
HK$207,497
−HK$5,498/mo
Today · 4.125%
HK$212,995
baseline
▲ 0.50% · 4.625%
HK$224,223
+HK$11,228/mo
Deposit HK$17.07M · loan HK$39.83M · min. income ≈ HK$425,990/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$2,418,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,543
−HK$14,645/mo
▼ 0.25% · 3.875%
HK$240,807
−HK$7,381/mo
Today · 4.125%
HK$248,188
baseline
▲ 0.50% · 4.625%
HK$263,290
+HK$15,102/mo
Deposit HK$5.69M · loan HK$51.21M · min. income ≈ HK$496,376/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$2,418,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,814
−HK$14,037/mo
▼ 0.25% · 3.875%
HK$266,782
−HK$7,069/mo
Today · 4.125%
HK$273,851
baseline
▲ 0.50% · 4.625%
HK$288,286
+HK$14,435/mo
Deposit HK$5.69M · loan HK$51.21M · min. income ≈ HK$547,702/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$2,418,241 · Scale 2, in force from 26 Feb 2026)