LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,976
−HK$813/mo
▼ 0.25% · 3.875%
HK$13,379
−HK$410/mo
Today · 4.125%
HK$13,789
baseline
▲ 0.50% · 4.625%
HK$14,629
+HK$840/mo
Deposit HK$2.85M · loan HK$2.85M · min. income ≈ HK$27,578/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$128,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,435
−HK$780/mo
▼ 0.25% · 3.875%
HK$14,823
−HK$392/mo
Today · 4.125%
HK$15,215
baseline
▲ 0.50% · 4.625%
HK$16,017
+HK$802/mo
Deposit HK$2.85M · loan HK$2.85M · min. income ≈ HK$30,430/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$128,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,571
−HK$976/mo
▼ 0.25% · 3.875%
HK$16,055
−HK$492/mo
Today · 4.125%
HK$16,547
baseline
▲ 0.50% · 4.625%
HK$17,554
+HK$1,007/mo
Deposit HK$2.28M · loan HK$3.41M · min. income ≈ HK$33,094/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$128,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,323
−HK$935/mo
▼ 0.25% · 3.875%
HK$17,787
−HK$471/mo
Today · 4.125%
HK$18,258
baseline
▲ 0.50% · 4.625%
HK$19,221
+HK$963/mo
Deposit HK$2.28M · loan HK$3.41M · min. income ≈ HK$36,516/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$128,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,166
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$18,731
−HK$574/mo
Today · 4.125%
HK$19,305
baseline
▲ 0.50% · 4.625%
HK$20,480
+HK$1,175/mo
Deposit HK$1.71M · loan HK$3.98M · min. income ≈ HK$38,610/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,210
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$20,752
−HK$549/mo
Today · 4.125%
HK$21,301
baseline
▲ 0.50% · 4.625%
HK$22,424
+HK$1,123/mo
Deposit HK$1.71M · loan HK$3.98M · min. income ≈ HK$42,602/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,356
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$24,083
−HK$738/mo
Today · 4.125%
HK$24,821
baseline
▲ 0.50% · 4.625%
HK$26,331
+HK$1,510/mo
Deposit HK$569K · loan HK$5.12M · min. income ≈ HK$49,642/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$128,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,984
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$26,681
−HK$707/mo
Today · 4.125%
HK$27,388
baseline
▲ 0.50% · 4.625%
HK$28,831
+HK$1,443/mo
Deposit HK$569K · loan HK$5.12M · min. income ≈ HK$54,776/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$128,037 · Scale 2, in force from 26 Feb 2026)