LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,772
−HK$8,138/mo
▼ 0.25% · 3.875%
HK$133,808
−HK$4,102/mo
Today · 4.125%
HK$137,910
baseline
▲ 0.50% · 4.625%
HK$146,301
+HK$8,391/mo
Deposit HK$28.46M · loan HK$28.46M · min. income ≈ HK$275,820/mo (50% DSR)
Upfront cash ≈ HK$30.87M (deposit + AVD stamp duty HK$2,418,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,370
−HK$7,800/mo
▼ 0.25% · 3.875%
HK$148,242
−HK$3,928/mo
Today · 4.125%
HK$152,170
baseline
▲ 0.50% · 4.625%
HK$160,191
+HK$8,021/mo
Deposit HK$28.46M · loan HK$28.46M · min. income ≈ HK$304,340/mo (50% DSR)
Upfront cash ≈ HK$30.87M (deposit + AVD stamp duty HK$2,418,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,726
−HK$9,766/mo
▼ 0.25% · 3.875%
HK$160,570
−HK$4,922/mo
Today · 4.125%
HK$165,492
baseline
▲ 0.50% · 4.625%
HK$175,561
+HK$10,069/mo
Deposit HK$22.76M · loan HK$34.15M · min. income ≈ HK$330,984/mo (50% DSR)
Upfront cash ≈ HK$25.18M (deposit + AVD stamp duty HK$2,418,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,244
−HK$9,360/mo
▼ 0.25% · 3.875%
HK$177,890
−HK$4,714/mo
Today · 4.125%
HK$182,604
baseline
▲ 0.50% · 4.625%
HK$192,229
+HK$9,625/mo
Deposit HK$22.76M · loan HK$34.15M · min. income ≈ HK$365,208/mo (50% DSR)
Upfront cash ≈ HK$25.18M (deposit + AVD stamp duty HK$2,418,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,681
−HK$11,392/mo
▼ 0.25% · 3.875%
HK$187,332
−HK$5,741/mo
Today · 4.125%
HK$193,073
baseline
▲ 0.50% · 4.625%
HK$204,822
+HK$11,749/mo
Deposit HK$17.07M · loan HK$39.84M · min. income ≈ HK$386,146/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$2,418,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,118
−HK$10,920/mo
▼ 0.25% · 3.875%
HK$207,538
−HK$5,500/mo
Today · 4.125%
HK$213,038
baseline
▲ 0.50% · 4.625%
HK$224,267
+HK$11,229/mo
Deposit HK$17.07M · loan HK$39.84M · min. income ≈ HK$426,076/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$2,418,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,589
−HK$14,648/mo
▼ 0.25% · 3.875%
HK$240,855
−HK$7,382/mo
Today · 4.125%
HK$248,237
baseline
▲ 0.50% · 4.625%
HK$263,342
+HK$15,105/mo
Deposit HK$5.69M · loan HK$51.22M · min. income ≈ HK$496,474/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$2,418,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,866
−HK$14,039/mo
▼ 0.25% · 3.875%
HK$266,835
−HK$7,070/mo
Today · 4.125%
HK$273,905
baseline
▲ 0.50% · 4.625%
HK$288,343
+HK$14,438/mo
Deposit HK$5.69M · loan HK$51.22M · min. income ≈ HK$547,810/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$2,418,720 · Scale 2, in force from 26 Feb 2026)