LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,781
−HK$8,139/mo
▼ 0.25% · 3.875%
HK$133,818
−HK$4,102/mo
Today · 4.125%
HK$137,920
baseline
▲ 0.50% · 4.625%
HK$146,312
+HK$8,392/mo
Deposit HK$28.46M · loan HK$28.46M · min. income ≈ HK$275,840/mo (50% DSR)
Upfront cash ≈ HK$30.88M (deposit + AVD stamp duty HK$2,418,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,381
−HK$7,800/mo
▼ 0.25% · 3.875%
HK$148,253
−HK$3,928/mo
Today · 4.125%
HK$152,181
baseline
▲ 0.50% · 4.625%
HK$160,203
+HK$8,022/mo
Deposit HK$28.46M · loan HK$28.46M · min. income ≈ HK$304,362/mo (50% DSR)
Upfront cash ≈ HK$30.88M (deposit + AVD stamp duty HK$2,418,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,738
−HK$9,766/mo
▼ 0.25% · 3.875%
HK$160,582
−HK$4,922/mo
Today · 4.125%
HK$165,504
baseline
▲ 0.50% · 4.625%
HK$175,574
+HK$10,070/mo
Deposit HK$22.77M · loan HK$34.15M · min. income ≈ HK$331,008/mo (50% DSR)
Upfront cash ≈ HK$25.19M (deposit + AVD stamp duty HK$2,418,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,257
−HK$9,360/mo
▼ 0.25% · 3.875%
HK$177,903
−HK$4,714/mo
Today · 4.125%
HK$182,617
baseline
▲ 0.50% · 4.625%
HK$192,243
+HK$9,626/mo
Deposit HK$22.77M · loan HK$34.15M · min. income ≈ HK$365,234/mo (50% DSR)
Upfront cash ≈ HK$25.19M (deposit + AVD stamp duty HK$2,418,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,694
−HK$11,394/mo
▼ 0.25% · 3.875%
HK$187,346
−HK$5,742/mo
Today · 4.125%
HK$193,088
baseline
▲ 0.50% · 4.625%
HK$204,837
+HK$11,749/mo
Deposit HK$17.07M · loan HK$39.84M · min. income ≈ HK$386,176/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$2,418,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,133
−HK$10,920/mo
▼ 0.25% · 3.875%
HK$207,554
−HK$5,499/mo
Today · 4.125%
HK$213,053
baseline
▲ 0.50% · 4.625%
HK$224,284
+HK$11,231/mo
Deposit HK$17.07M · loan HK$39.84M · min. income ≈ HK$426,106/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$2,418,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,607
−HK$14,649/mo
▼ 0.25% · 3.875%
HK$240,873
−HK$7,383/mo
Today · 4.125%
HK$248,256
baseline
▲ 0.50% · 4.625%
HK$263,361
+HK$15,105/mo
Deposit HK$5.69M · loan HK$51.22M · min. income ≈ HK$496,512/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$2,418,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,885
−HK$14,041/mo
▼ 0.25% · 3.875%
HK$266,855
−HK$7,071/mo
Today · 4.125%
HK$273,926
baseline
▲ 0.50% · 4.625%
HK$288,365
+HK$14,439/mo
Deposit HK$5.69M · loan HK$51.22M · min. income ≈ HK$547,852/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$2,418,899 · Scale 2, in force from 26 Feb 2026)