LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,805
−HK$8,139/mo
▼ 0.25% · 3.875%
HK$133,842
−HK$4,102/mo
Today · 4.125%
HK$137,944
baseline
▲ 0.50% · 4.625%
HK$146,338
+HK$8,394/mo
Deposit HK$28.46M · loan HK$28.46M · min. income ≈ HK$275,888/mo (50% DSR)
Upfront cash ≈ HK$30.88M (deposit + AVD stamp duty HK$2,419,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,406
−HK$7,802/mo
▼ 0.25% · 3.875%
HK$148,279
−HK$3,929/mo
Today · 4.125%
HK$152,208
baseline
▲ 0.50% · 4.625%
HK$160,231
+HK$8,023/mo
Deposit HK$28.46M · loan HK$28.46M · min. income ≈ HK$304,416/mo (50% DSR)
Upfront cash ≈ HK$30.88M (deposit + AVD stamp duty HK$2,419,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,765
−HK$9,768/mo
▼ 0.25% · 3.875%
HK$160,611
−HK$4,922/mo
Today · 4.125%
HK$165,533
baseline
▲ 0.50% · 4.625%
HK$175,606
+HK$10,073/mo
Deposit HK$22.77M · loan HK$34.16M · min. income ≈ HK$331,066/mo (50% DSR)
Upfront cash ≈ HK$25.19M (deposit + AVD stamp duty HK$2,419,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,288
−HK$9,362/mo
▼ 0.25% · 3.875%
HK$177,935
−HK$4,715/mo
Today · 4.125%
HK$182,650
baseline
▲ 0.50% · 4.625%
HK$192,277
+HK$9,627/mo
Deposit HK$22.77M · loan HK$34.16M · min. income ≈ HK$365,300/mo (50% DSR)
Upfront cash ≈ HK$25.19M (deposit + AVD stamp duty HK$2,419,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,726
−HK$11,396/mo
▼ 0.25% · 3.875%
HK$187,379
−HK$5,743/mo
Today · 4.125%
HK$193,122
baseline
▲ 0.50% · 4.625%
HK$204,873
+HK$11,751/mo
Deposit HK$17.08M · loan HK$39.85M · min. income ≈ HK$386,244/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$2,419,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,169
−HK$10,922/mo
▼ 0.25% · 3.875%
HK$207,591
−HK$5,500/mo
Today · 4.125%
HK$213,091
baseline
▲ 0.50% · 4.625%
HK$224,324
+HK$11,233/mo
Deposit HK$17.08M · loan HK$39.85M · min. income ≈ HK$426,182/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$2,419,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,648
−HK$14,652/mo
▼ 0.25% · 3.875%
HK$240,916
−HK$7,384/mo
Today · 4.125%
HK$248,300
baseline
▲ 0.50% · 4.625%
HK$263,408
+HK$15,108/mo
Deposit HK$5.69M · loan HK$51.23M · min. income ≈ HK$496,600/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$2,419,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,931
−HK$14,044/mo
▼ 0.25% · 3.875%
HK$266,902
−HK$7,073/mo
Today · 4.125%
HK$273,975
baseline
▲ 0.50% · 4.625%
HK$288,416
+HK$14,441/mo
Deposit HK$5.69M · loan HK$51.23M · min. income ≈ HK$547,950/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$2,419,331 · Scale 2, in force from 26 Feb 2026)