LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,808
−HK$8,141/mo
▼ 0.25% · 3.875%
HK$133,846
−HK$4,103/mo
Today · 4.125%
HK$137,949
baseline
▲ 0.50% · 4.625%
HK$146,342
+HK$8,393/mo
Deposit HK$28.46M · loan HK$28.46M · min. income ≈ HK$275,898/mo (50% DSR)
Upfront cash ≈ HK$30.88M (deposit + AVD stamp duty HK$2,419,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,411
−HK$7,802/mo
▼ 0.25% · 3.875%
HK$148,284
−HK$3,929/mo
Today · 4.125%
HK$152,213
baseline
▲ 0.50% · 4.625%
HK$160,236
+HK$8,023/mo
Deposit HK$28.46M · loan HK$28.46M · min. income ≈ HK$304,426/mo (50% DSR)
Upfront cash ≈ HK$30.88M (deposit + AVD stamp duty HK$2,419,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,770
−HK$9,768/mo
▼ 0.25% · 3.875%
HK$160,615
−HK$4,923/mo
Today · 4.125%
HK$165,538
baseline
▲ 0.50% · 4.625%
HK$175,611
+HK$10,073/mo
Deposit HK$22.77M · loan HK$34.16M · min. income ≈ HK$331,076/mo (50% DSR)
Upfront cash ≈ HK$25.19M (deposit + AVD stamp duty HK$2,419,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,293
−HK$9,362/mo
▼ 0.25% · 3.875%
HK$177,940
−HK$4,715/mo
Today · 4.125%
HK$182,655
baseline
▲ 0.50% · 4.625%
HK$192,283
+HK$9,628/mo
Deposit HK$22.77M · loan HK$34.16M · min. income ≈ HK$365,310/mo (50% DSR)
Upfront cash ≈ HK$25.19M (deposit + AVD stamp duty HK$2,419,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,732
−HK$11,396/mo
▼ 0.25% · 3.875%
HK$187,385
−HK$5,743/mo
Today · 4.125%
HK$193,128
baseline
▲ 0.50% · 4.625%
HK$204,879
+HK$11,751/mo
Deposit HK$17.08M · loan HK$39.85M · min. income ≈ HK$386,256/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$2,419,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,175
−HK$10,923/mo
▼ 0.25% · 3.875%
HK$207,597
−HK$5,501/mo
Today · 4.125%
HK$213,098
baseline
▲ 0.50% · 4.625%
HK$224,330
+HK$11,232/mo
Deposit HK$17.08M · loan HK$39.85M · min. income ≈ HK$426,196/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$2,419,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,655
−HK$14,652/mo
▼ 0.25% · 3.875%
HK$240,923
−HK$7,384/mo
Today · 4.125%
HK$248,307
baseline
▲ 0.50% · 4.625%
HK$263,416
+HK$15,109/mo
Deposit HK$5.69M · loan HK$51.23M · min. income ≈ HK$496,614/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$2,419,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,939
−HK$14,044/mo
▼ 0.25% · 3.875%
HK$266,910
−HK$7,073/mo
Today · 4.125%
HK$273,983
baseline
▲ 0.50% · 4.625%
HK$288,425
+HK$14,442/mo
Deposit HK$5.69M · loan HK$51.23M · min. income ≈ HK$547,966/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$2,419,402 · Scale 2, in force from 26 Feb 2026)