LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,809
−HK$8,140/mo
▼ 0.25% · 3.875%
HK$133,847
−HK$4,102/mo
Today · 4.125%
HK$137,949
baseline
▲ 0.50% · 4.625%
HK$146,343
+HK$8,394/mo
Deposit HK$28.46M · loan HK$28.46M · min. income ≈ HK$275,898/mo (50% DSR)
Upfront cash ≈ HK$30.88M (deposit + AVD stamp duty HK$2,419,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,411
−HK$7,802/mo
▼ 0.25% · 3.875%
HK$148,284
−HK$3,929/mo
Today · 4.125%
HK$152,213
baseline
▲ 0.50% · 4.625%
HK$160,236
+HK$8,023/mo
Deposit HK$28.46M · loan HK$28.46M · min. income ≈ HK$304,426/mo (50% DSR)
Upfront cash ≈ HK$30.88M (deposit + AVD stamp duty HK$2,419,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,771
−HK$9,768/mo
▼ 0.25% · 3.875%
HK$160,616
−HK$4,923/mo
Today · 4.125%
HK$165,539
baseline
▲ 0.50% · 4.625%
HK$175,611
+HK$10,072/mo
Deposit HK$22.77M · loan HK$34.16M · min. income ≈ HK$331,078/mo (50% DSR)
Upfront cash ≈ HK$25.19M (deposit + AVD stamp duty HK$2,419,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,293
−HK$9,363/mo
▼ 0.25% · 3.875%
HK$177,941
−HK$4,715/mo
Today · 4.125%
HK$182,656
baseline
▲ 0.50% · 4.625%
HK$192,284
+HK$9,628/mo
Deposit HK$22.77M · loan HK$34.16M · min. income ≈ HK$365,312/mo (50% DSR)
Upfront cash ≈ HK$25.19M (deposit + AVD stamp duty HK$2,419,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,732
−HK$11,397/mo
▼ 0.25% · 3.875%
HK$187,385
−HK$5,744/mo
Today · 4.125%
HK$193,129
baseline
▲ 0.50% · 4.625%
HK$204,880
+HK$11,751/mo
Deposit HK$17.08M · loan HK$39.85M · min. income ≈ HK$386,258/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$2,419,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,175
−HK$10,923/mo
▼ 0.25% · 3.875%
HK$207,598
−HK$5,500/mo
Today · 4.125%
HK$213,098
baseline
▲ 0.50% · 4.625%
HK$224,331
+HK$11,233/mo
Deposit HK$17.08M · loan HK$39.85M · min. income ≈ HK$426,196/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$2,419,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,656
−HK$14,652/mo
▼ 0.25% · 3.875%
HK$240,924
−HK$7,384/mo
Today · 4.125%
HK$248,308
baseline
▲ 0.50% · 4.625%
HK$263,417
+HK$15,109/mo
Deposit HK$5.69M · loan HK$51.23M · min. income ≈ HK$496,616/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$2,419,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,940
−HK$14,043/mo
▼ 0.25% · 3.875%
HK$266,911
−HK$7,072/mo
Today · 4.125%
HK$273,983
baseline
▲ 0.50% · 4.625%
HK$288,426
+HK$14,443/mo
Deposit HK$5.69M · loan HK$51.23M · min. income ≈ HK$547,966/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$2,419,410 · Scale 2, in force from 26 Feb 2026)