LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,827
−HK$8,141/mo
▼ 0.25% · 3.875%
HK$133,865
−HK$4,103/mo
Today · 4.125%
HK$137,968
baseline
▲ 0.50% · 4.625%
HK$146,363
+HK$8,395/mo
Deposit HK$28.47M · loan HK$28.47M · min. income ≈ HK$275,936/mo (50% DSR)
Upfront cash ≈ HK$30.89M (deposit + AVD stamp duty HK$2,419,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,431
−HK$7,803/mo
▼ 0.25% · 3.875%
HK$148,305
−HK$3,929/mo
Today · 4.125%
HK$152,234
baseline
▲ 0.50% · 4.625%
HK$160,259
+HK$8,025/mo
Deposit HK$28.47M · loan HK$28.47M · min. income ≈ HK$304,468/mo (50% DSR)
Upfront cash ≈ HK$30.89M (deposit + AVD stamp duty HK$2,419,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,792
−HK$9,770/mo
▼ 0.25% · 3.875%
HK$160,638
−HK$4,924/mo
Today · 4.125%
HK$165,562
baseline
▲ 0.50% · 4.625%
HK$175,636
+HK$10,074/mo
Deposit HK$22.77M · loan HK$34.16M · min. income ≈ HK$331,124/mo (50% DSR)
Upfront cash ≈ HK$25.19M (deposit + AVD stamp duty HK$2,419,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,317
−HK$9,364/mo
▼ 0.25% · 3.875%
HK$177,966
−HK$4,715/mo
Today · 4.125%
HK$182,681
baseline
▲ 0.50% · 4.625%
HK$192,310
+HK$9,629/mo
Deposit HK$22.77M · loan HK$34.16M · min. income ≈ HK$365,362/mo (50% DSR)
Upfront cash ≈ HK$25.19M (deposit + AVD stamp duty HK$2,419,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,758
−HK$11,397/mo
▼ 0.25% · 3.875%
HK$187,411
−HK$5,744/mo
Today · 4.125%
HK$193,155
baseline
▲ 0.50% · 4.625%
HK$204,908
+HK$11,753/mo
Deposit HK$17.08M · loan HK$39.85M · min. income ≈ HK$386,310/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$2,419,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,203
−HK$10,925/mo
▼ 0.25% · 3.875%
HK$207,626
−HK$5,502/mo
Today · 4.125%
HK$213,128
baseline
▲ 0.50% · 4.625%
HK$224,362
+HK$11,234/mo
Deposit HK$17.08M · loan HK$39.85M · min. income ≈ HK$426,256/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$2,419,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,688
−HK$14,655/mo
▼ 0.25% · 3.875%
HK$240,957
−HK$7,386/mo
Today · 4.125%
HK$248,343
baseline
▲ 0.50% · 4.625%
HK$263,454
+HK$15,111/mo
Deposit HK$5.69M · loan HK$51.24M · min. income ≈ HK$496,686/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$2,419,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,976
−HK$14,046/mo
▼ 0.25% · 3.875%
HK$266,948
−HK$7,074/mo
Today · 4.125%
HK$274,022
baseline
▲ 0.50% · 4.625%
HK$288,466
+HK$14,444/mo
Deposit HK$5.69M · loan HK$51.24M · min. income ≈ HK$548,044/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$2,419,746 · Scale 2, in force from 26 Feb 2026)