LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,983
−HK$814/mo
▼ 0.25% · 3.875%
HK$13,387
−HK$410/mo
Today · 4.125%
HK$13,797
baseline
▲ 0.50% · 4.625%
HK$14,637
+HK$840/mo
Deposit HK$2.85M · loan HK$2.85M · min. income ≈ HK$27,594/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$128,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,443
−HK$781/mo
▼ 0.25% · 3.875%
HK$14,831
−HK$393/mo
Today · 4.125%
HK$15,224
baseline
▲ 0.50% · 4.625%
HK$16,026
+HK$802/mo
Deposit HK$2.85M · loan HK$2.85M · min. income ≈ HK$30,448/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$128,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,580
−HK$976/mo
▼ 0.25% · 3.875%
HK$16,064
−HK$492/mo
Today · 4.125%
HK$16,556
baseline
▲ 0.50% · 4.625%
HK$17,564
+HK$1,008/mo
Deposit HK$2.28M · loan HK$3.42M · min. income ≈ HK$33,112/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$128,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,332
−HK$936/mo
▼ 0.25% · 3.875%
HK$17,797
−HK$471/mo
Today · 4.125%
HK$18,268
baseline
▲ 0.50% · 4.625%
HK$19,231
+HK$963/mo
Deposit HK$2.28M · loan HK$3.42M · min. income ≈ HK$36,536/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$128,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,176
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$18,741
−HK$575/mo
Today · 4.125%
HK$19,316
baseline
▲ 0.50% · 4.625%
HK$20,491
+HK$1,175/mo
Deposit HK$1.71M · loan HK$3.99M · min. income ≈ HK$38,632/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,221
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$20,763
−HK$550/mo
Today · 4.125%
HK$21,313
baseline
▲ 0.50% · 4.625%
HK$22,437
+HK$1,124/mo
Deposit HK$1.71M · loan HK$3.99M · min. income ≈ HK$42,626/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,369
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,096
−HK$739/mo
Today · 4.125%
HK$24,835
baseline
▲ 0.50% · 4.625%
HK$26,346
+HK$1,511/mo
Deposit HK$569K · loan HK$5.12M · min. income ≈ HK$49,670/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$128,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,998
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,695
−HK$708/mo
Today · 4.125%
HK$27,403
baseline
▲ 0.50% · 4.625%
HK$28,847
+HK$1,444/mo
Deposit HK$569K · loan HK$5.12M · min. income ≈ HK$54,806/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$128,107 · Scale 2, in force from 26 Feb 2026)