LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,834
−HK$8,141/mo
▼ 0.25% · 3.875%
HK$133,872
−HK$4,103/mo
Today · 4.125%
HK$137,975
baseline
▲ 0.50% · 4.625%
HK$146,371
+HK$8,396/mo
Deposit HK$28.47M · loan HK$28.47M · min. income ≈ HK$275,950/mo (50% DSR)
Upfront cash ≈ HK$30.89M (deposit + AVD stamp duty HK$2,419,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,439
−HK$7,803/mo
▼ 0.25% · 3.875%
HK$148,312
−HK$3,930/mo
Today · 4.125%
HK$152,242
baseline
▲ 0.50% · 4.625%
HK$160,267
+HK$8,025/mo
Deposit HK$28.47M · loan HK$28.47M · min. income ≈ HK$304,484/mo (50% DSR)
Upfront cash ≈ HK$30.89M (deposit + AVD stamp duty HK$2,419,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,800
−HK$9,770/mo
▼ 0.25% · 3.875%
HK$160,647
−HK$4,923/mo
Today · 4.125%
HK$165,570
baseline
▲ 0.50% · 4.625%
HK$175,645
+HK$10,075/mo
Deposit HK$22.78M · loan HK$34.16M · min. income ≈ HK$331,140/mo (50% DSR)
Upfront cash ≈ HK$25.20M (deposit + AVD stamp duty HK$2,419,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,326
−HK$9,365/mo
▼ 0.25% · 3.875%
HK$177,975
−HK$4,716/mo
Today · 4.125%
HK$182,691
baseline
▲ 0.50% · 4.625%
HK$192,320
+HK$9,629/mo
Deposit HK$22.78M · loan HK$34.16M · min. income ≈ HK$365,382/mo (50% DSR)
Upfront cash ≈ HK$25.20M (deposit + AVD stamp duty HK$2,419,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,767
−HK$11,398/mo
▼ 0.25% · 3.875%
HK$187,421
−HK$5,744/mo
Today · 4.125%
HK$193,165
baseline
▲ 0.50% · 4.625%
HK$204,919
+HK$11,754/mo
Deposit HK$17.08M · loan HK$39.86M · min. income ≈ HK$386,330/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$2,419,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,214
−HK$10,925/mo
▼ 0.25% · 3.875%
HK$207,637
−HK$5,502/mo
Today · 4.125%
HK$213,139
baseline
▲ 0.50% · 4.625%
HK$224,374
+HK$11,235/mo
Deposit HK$17.08M · loan HK$39.86M · min. income ≈ HK$426,278/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$2,419,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,700
−HK$14,656/mo
▼ 0.25% · 3.875%
HK$240,970
−HK$7,386/mo
Today · 4.125%
HK$248,356
baseline
▲ 0.50% · 4.625%
HK$263,467
+HK$15,111/mo
Deposit HK$5.69M · loan HK$51.24M · min. income ≈ HK$496,712/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$2,419,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,989
−HK$14,047/mo
▼ 0.25% · 3.875%
HK$266,962
−HK$7,074/mo
Today · 4.125%
HK$274,036
baseline
▲ 0.50% · 4.625%
HK$288,481
+HK$14,445/mo
Deposit HK$5.69M · loan HK$51.24M · min. income ≈ HK$548,072/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$2,419,872 · Scale 2, in force from 26 Feb 2026)