LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,835
−HK$8,141/mo
▼ 0.25% · 3.875%
HK$133,873
−HK$4,103/mo
Today · 4.125%
HK$137,976
baseline
▲ 0.50% · 4.625%
HK$146,372
+HK$8,396/mo
Deposit HK$28.47M · loan HK$28.47M · min. income ≈ HK$275,952/mo (50% DSR)
Upfront cash ≈ HK$30.89M (deposit + AVD stamp duty HK$2,419,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,440
−HK$7,803/mo
▼ 0.25% · 3.875%
HK$148,313
−HK$3,930/mo
Today · 4.125%
HK$152,243
baseline
▲ 0.50% · 4.625%
HK$160,268
+HK$8,025/mo
Deposit HK$28.47M · loan HK$28.47M · min. income ≈ HK$304,486/mo (50% DSR)
Upfront cash ≈ HK$30.89M (deposit + AVD stamp duty HK$2,419,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,801
−HK$9,771/mo
▼ 0.25% · 3.875%
HK$160,648
−HK$4,924/mo
Today · 4.125%
HK$165,572
baseline
▲ 0.50% · 4.625%
HK$175,646
+HK$10,074/mo
Deposit HK$22.78M · loan HK$34.16M · min. income ≈ HK$331,144/mo (50% DSR)
Upfront cash ≈ HK$25.20M (deposit + AVD stamp duty HK$2,419,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,328
−HK$9,364/mo
▼ 0.25% · 3.875%
HK$177,976
−HK$4,716/mo
Today · 4.125%
HK$182,692
baseline
▲ 0.50% · 4.625%
HK$192,322
+HK$9,630/mo
Deposit HK$22.78M · loan HK$34.16M · min. income ≈ HK$365,384/mo (50% DSR)
Upfront cash ≈ HK$25.20M (deposit + AVD stamp duty HK$2,419,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,768
−HK$11,399/mo
▼ 0.25% · 3.875%
HK$187,422
−HK$5,745/mo
Today · 4.125%
HK$193,167
baseline
▲ 0.50% · 4.625%
HK$204,921
+HK$11,754/mo
Deposit HK$17.08M · loan HK$39.86M · min. income ≈ HK$386,334/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$2,419,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,215
−HK$10,926/mo
▼ 0.25% · 3.875%
HK$207,639
−HK$5,502/mo
Today · 4.125%
HK$213,141
baseline
▲ 0.50% · 4.625%
HK$224,375
+HK$11,234/mo
Deposit HK$17.08M · loan HK$39.86M · min. income ≈ HK$426,282/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$2,419,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,702
−HK$14,655/mo
▼ 0.25% · 3.875%
HK$240,972
−HK$7,385/mo
Today · 4.125%
HK$248,357
baseline
▲ 0.50% · 4.625%
HK$263,469
+HK$15,112/mo
Deposit HK$5.69M · loan HK$51.24M · min. income ≈ HK$496,714/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$2,419,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,991
−HK$14,047/mo
▼ 0.25% · 3.875%
HK$266,964
−HK$7,074/mo
Today · 4.125%
HK$274,038
baseline
▲ 0.50% · 4.625%
HK$288,483
+HK$14,445/mo
Deposit HK$5.69M · loan HK$51.24M · min. income ≈ HK$548,076/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$2,419,890 · Scale 2, in force from 26 Feb 2026)