LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,841
−HK$8,142/mo
▼ 0.25% · 3.875%
HK$133,880
−HK$4,103/mo
Today · 4.125%
HK$137,983
baseline
▲ 0.50% · 4.625%
HK$146,379
+HK$8,396/mo
Deposit HK$28.47M · loan HK$28.47M · min. income ≈ HK$275,966/mo (50% DSR)
Upfront cash ≈ HK$30.89M (deposit + AVD stamp duty HK$2,420,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,447
−HK$7,804/mo
▼ 0.25% · 3.875%
HK$148,321
−HK$3,930/mo
Today · 4.125%
HK$152,251
baseline
▲ 0.50% · 4.625%
HK$160,276
+HK$8,025/mo
Deposit HK$28.47M · loan HK$28.47M · min. income ≈ HK$304,502/mo (50% DSR)
Upfront cash ≈ HK$30.89M (deposit + AVD stamp duty HK$2,420,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,809
−HK$9,771/mo
▼ 0.25% · 3.875%
HK$160,656
−HK$4,924/mo
Today · 4.125%
HK$165,580
baseline
▲ 0.50% · 4.625%
HK$175,655
+HK$10,075/mo
Deposit HK$22.78M · loan HK$34.16M · min. income ≈ HK$331,160/mo (50% DSR)
Upfront cash ≈ HK$25.20M (deposit + AVD stamp duty HK$2,420,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,336
−HK$9,365/mo
▼ 0.25% · 3.875%
HK$177,985
−HK$4,716/mo
Today · 4.125%
HK$182,701
baseline
▲ 0.50% · 4.625%
HK$192,332
+HK$9,631/mo
Deposit HK$22.78M · loan HK$34.16M · min. income ≈ HK$365,402/mo (50% DSR)
Upfront cash ≈ HK$25.20M (deposit + AVD stamp duty HK$2,420,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,778
−HK$11,399/mo
▼ 0.25% · 3.875%
HK$187,432
−HK$5,745/mo
Today · 4.125%
HK$193,177
baseline
▲ 0.50% · 4.625%
HK$204,931
+HK$11,754/mo
Deposit HK$17.08M · loan HK$39.86M · min. income ≈ HK$386,354/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$2,420,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,226
−HK$10,926/mo
▼ 0.25% · 3.875%
HK$207,649
−HK$5,503/mo
Today · 4.125%
HK$213,152
baseline
▲ 0.50% · 4.625%
HK$224,387
+HK$11,235/mo
Deposit HK$17.08M · loan HK$39.86M · min. income ≈ HK$426,304/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$2,420,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,714
−HK$14,656/mo
▼ 0.25% · 3.875%
HK$240,984
−HK$7,386/mo
Today · 4.125%
HK$248,370
baseline
▲ 0.50% · 4.625%
HK$263,483
+HK$15,113/mo
Deposit HK$5.69M · loan HK$51.25M · min. income ≈ HK$496,740/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$2,420,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,005
−HK$14,047/mo
▼ 0.25% · 3.875%
HK$266,978
−HK$7,074/mo
Today · 4.125%
HK$274,052
baseline
▲ 0.50% · 4.625%
HK$288,498
+HK$14,446/mo
Deposit HK$5.69M · loan HK$51.25M · min. income ≈ HK$548,104/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$2,420,014 · Scale 2, in force from 26 Feb 2026)