LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,985
−HK$815/mo
▼ 0.25% · 3.875%
HK$13,389
−HK$411/mo
Today · 4.125%
HK$13,800
baseline
▲ 0.50% · 4.625%
HK$14,639
+HK$839/mo
Deposit HK$2.85M · loan HK$2.85M · min. income ≈ HK$27,600/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$128,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,446
−HK$780/mo
▼ 0.25% · 3.875%
HK$14,833
−HK$393/mo
Today · 4.125%
HK$15,226
baseline
▲ 0.50% · 4.625%
HK$16,029
+HK$803/mo
Deposit HK$2.85M · loan HK$2.85M · min. income ≈ HK$30,452/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$128,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,582
−HK$977/mo
▼ 0.25% · 3.875%
HK$16,067
−HK$492/mo
Today · 4.125%
HK$16,559
baseline
▲ 0.50% · 4.625%
HK$17,567
+HK$1,008/mo
Deposit HK$2.28M · loan HK$3.42M · min. income ≈ HK$33,118/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$128,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,335
−HK$937/mo
▼ 0.25% · 3.875%
HK$17,800
−HK$472/mo
Today · 4.125%
HK$18,272
baseline
▲ 0.50% · 4.625%
HK$19,235
+HK$963/mo
Deposit HK$2.28M · loan HK$3.42M · min. income ≈ HK$36,544/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$128,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,179
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$18,745
−HK$574/mo
Today · 4.125%
HK$19,319
baseline
▲ 0.50% · 4.625%
HK$20,495
+HK$1,176/mo
Deposit HK$1.71M · loan HK$3.99M · min. income ≈ HK$38,638/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,224
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$20,767
−HK$550/mo
Today · 4.125%
HK$21,317
baseline
▲ 0.50% · 4.625%
HK$22,441
+HK$1,124/mo
Deposit HK$1.71M · loan HK$3.99M · min. income ≈ HK$42,634/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,373
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,100
−HK$739/mo
Today · 4.125%
HK$24,839
baseline
▲ 0.50% · 4.625%
HK$26,351
+HK$1,512/mo
Deposit HK$569K · loan HK$5.13M · min. income ≈ HK$49,678/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$128,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,003
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,700
−HK$708/mo
Today · 4.125%
HK$27,408
baseline
▲ 0.50% · 4.625%
HK$28,852
+HK$1,444/mo
Deposit HK$569K · loan HK$5.13M · min. income ≈ HK$54,816/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$128,130 · Scale 2, in force from 26 Feb 2026)