LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,987
−HK$814/mo
▼ 0.25% · 3.875%
HK$13,391
−HK$410/mo
Today · 4.125%
HK$13,801
baseline
▲ 0.50% · 4.625%
HK$14,641
+HK$840/mo
Deposit HK$2.85M · loan HK$2.85M · min. income ≈ HK$27,602/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$128,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,448
−HK$780/mo
▼ 0.25% · 3.875%
HK$14,835
−HK$393/mo
Today · 4.125%
HK$15,228
baseline
▲ 0.50% · 4.625%
HK$16,031
+HK$803/mo
Deposit HK$2.85M · loan HK$2.85M · min. income ≈ HK$30,456/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$128,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,584
−HK$977/mo
▼ 0.25% · 3.875%
HK$16,069
−HK$492/mo
Today · 4.125%
HK$16,561
baseline
▲ 0.50% · 4.625%
HK$17,569
+HK$1,008/mo
Deposit HK$2.28M · loan HK$3.42M · min. income ≈ HK$33,122/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$128,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,337
−HK$937/mo
▼ 0.25% · 3.875%
HK$17,802
−HK$472/mo
Today · 4.125%
HK$18,274
baseline
▲ 0.50% · 4.625%
HK$19,237
+HK$963/mo
Deposit HK$2.28M · loan HK$3.42M · min. income ≈ HK$36,548/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$128,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,181
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$18,747
−HK$574/mo
Today · 4.125%
HK$19,321
baseline
▲ 0.50% · 4.625%
HK$20,497
+HK$1,176/mo
Deposit HK$1.71M · loan HK$3.99M · min. income ≈ HK$38,642/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,227
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$20,769
−HK$550/mo
Today · 4.125%
HK$21,319
baseline
▲ 0.50% · 4.625%
HK$22,443
+HK$1,124/mo
Deposit HK$1.71M · loan HK$3.99M · min. income ≈ HK$42,638/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,376
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,103
−HK$739/mo
Today · 4.125%
HK$24,842
baseline
▲ 0.50% · 4.625%
HK$26,353
+HK$1,511/mo
Deposit HK$570K · loan HK$5.13M · min. income ≈ HK$49,684/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$128,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,006
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,703
−HK$708/mo
Today · 4.125%
HK$27,411
baseline
▲ 0.50% · 4.625%
HK$28,855
+HK$1,444/mo
Deposit HK$570K · loan HK$5.13M · min. income ≈ HK$54,822/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$128,144 · Scale 2, in force from 26 Feb 2026)