LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,884
−HK$8,145/mo
▼ 0.25% · 3.875%
HK$133,924
−HK$4,105/mo
Today · 4.125%
HK$138,029
baseline
▲ 0.50% · 4.625%
HK$146,427
+HK$8,398/mo
Deposit HK$28.48M · loan HK$28.48M · min. income ≈ HK$276,058/mo (50% DSR)
Upfront cash ≈ HK$30.90M (deposit + AVD stamp duty HK$2,420,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,494
−HK$7,807/mo
▼ 0.25% · 3.875%
HK$148,370
−HK$3,931/mo
Today · 4.125%
HK$152,301
baseline
▲ 0.50% · 4.625%
HK$160,329
+HK$8,028/mo
Deposit HK$28.48M · loan HK$28.48M · min. income ≈ HK$304,602/mo (50% DSR)
Upfront cash ≈ HK$30.90M (deposit + AVD stamp duty HK$2,420,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,861
−HK$9,773/mo
▼ 0.25% · 3.875%
HK$160,709
−HK$4,925/mo
Today · 4.125%
HK$165,634
baseline
▲ 0.50% · 4.625%
HK$175,713
+HK$10,079/mo
Deposit HK$22.78M · loan HK$34.18M · min. income ≈ HK$331,268/mo (50% DSR)
Upfront cash ≈ HK$25.20M (deposit + AVD stamp duty HK$2,420,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,393
−HK$9,368/mo
▼ 0.25% · 3.875%
HK$178,044
−HK$4,717/mo
Today · 4.125%
HK$182,761
baseline
▲ 0.50% · 4.625%
HK$192,395
+HK$9,634/mo
Deposit HK$22.78M · loan HK$34.18M · min. income ≈ HK$365,522/mo (50% DSR)
Upfront cash ≈ HK$25.20M (deposit + AVD stamp duty HK$2,420,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,837
−HK$11,403/mo
▼ 0.25% · 3.875%
HK$187,494
−HK$5,746/mo
Today · 4.125%
HK$193,240
baseline
▲ 0.50% · 4.625%
HK$204,998
+HK$11,758/mo
Deposit HK$17.09M · loan HK$39.87M · min. income ≈ HK$386,480/mo (50% DSR)
Upfront cash ≈ HK$19.51M (deposit + AVD stamp duty HK$2,420,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,292
−HK$10,929/mo
▼ 0.25% · 3.875%
HK$207,718
−HK$5,503/mo
Today · 4.125%
HK$213,221
baseline
▲ 0.50% · 4.625%
HK$224,461
+HK$11,240/mo
Deposit HK$17.09M · loan HK$39.87M · min. income ≈ HK$426,442/mo (50% DSR)
Upfront cash ≈ HK$19.51M (deposit + AVD stamp duty HK$2,420,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,791
−HK$14,661/mo
▼ 0.25% · 3.875%
HK$241,063
−HK$7,389/mo
Today · 4.125%
HK$248,452
baseline
▲ 0.50% · 4.625%
HK$263,569
+HK$15,117/mo
Deposit HK$5.70M · loan HK$51.26M · min. income ≈ HK$496,904/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$2,420,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,090
−HK$14,052/mo
▼ 0.25% · 3.875%
HK$267,065
−HK$7,077/mo
Today · 4.125%
HK$274,142
baseline
▲ 0.50% · 4.625%
HK$288,592
+HK$14,450/mo
Deposit HK$5.70M · loan HK$51.26M · min. income ≈ HK$548,284/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$2,420,808 · Scale 2, in force from 26 Feb 2026)