LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,886
−HK$8,145/mo
▼ 0.25% · 3.875%
HK$133,926
−HK$4,105/mo
Today · 4.125%
HK$138,031
baseline
▲ 0.50% · 4.625%
HK$146,429
+HK$8,398/mo
Deposit HK$28.48M · loan HK$28.48M · min. income ≈ HK$276,062/mo (50% DSR)
Upfront cash ≈ HK$30.90M (deposit + AVD stamp duty HK$2,420,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,497
−HK$7,806/mo
▼ 0.25% · 3.875%
HK$148,372
−HK$3,931/mo
Today · 4.125%
HK$152,303
baseline
▲ 0.50% · 4.625%
HK$160,331
+HK$8,028/mo
Deposit HK$28.48M · loan HK$28.48M · min. income ≈ HK$304,606/mo (50% DSR)
Upfront cash ≈ HK$30.90M (deposit + AVD stamp duty HK$2,420,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,863
−HK$9,774/mo
▼ 0.25% · 3.875%
HK$160,711
−HK$4,926/mo
Today · 4.125%
HK$165,637
baseline
▲ 0.50% · 4.625%
HK$175,715
+HK$10,078/mo
Deposit HK$22.78M · loan HK$34.18M · min. income ≈ HK$331,274/mo (50% DSR)
Upfront cash ≈ HK$25.21M (deposit + AVD stamp duty HK$2,420,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,396
−HK$9,368/mo
▼ 0.25% · 3.875%
HK$178,046
−HK$4,718/mo
Today · 4.125%
HK$182,764
baseline
▲ 0.50% · 4.625%
HK$192,398
+HK$9,634/mo
Deposit HK$22.78M · loan HK$34.18M · min. income ≈ HK$365,528/mo (50% DSR)
Upfront cash ≈ HK$25.21M (deposit + AVD stamp duty HK$2,420,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,840
−HK$11,403/mo
▼ 0.25% · 3.875%
HK$187,496
−HK$5,747/mo
Today · 4.125%
HK$193,243
baseline
▲ 0.50% · 4.625%
HK$205,001
+HK$11,758/mo
Deposit HK$17.09M · loan HK$39.87M · min. income ≈ HK$386,486/mo (50% DSR)
Upfront cash ≈ HK$19.51M (deposit + AVD stamp duty HK$2,420,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,295
−HK$10,929/mo
▼ 0.25% · 3.875%
HK$207,721
−HK$5,503/mo
Today · 4.125%
HK$213,224
baseline
▲ 0.50% · 4.625%
HK$224,464
+HK$11,240/mo
Deposit HK$17.09M · loan HK$39.87M · min. income ≈ HK$426,448/mo (50% DSR)
Upfront cash ≈ HK$19.51M (deposit + AVD stamp duty HK$2,420,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,794
−HK$14,661/mo
▼ 0.25% · 3.875%
HK$241,067
−HK$7,388/mo
Today · 4.125%
HK$248,455
baseline
▲ 0.50% · 4.625%
HK$263,573
+HK$15,118/mo
Deposit HK$5.70M · loan HK$51.26M · min. income ≈ HK$496,910/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$2,420,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,094
−HK$14,052/mo
▼ 0.25% · 3.875%
HK$267,069
−HK$7,077/mo
Today · 4.125%
HK$274,146
baseline
▲ 0.50% · 4.625%
HK$288,596
+HK$14,450/mo
Deposit HK$5.70M · loan HK$51.26M · min. income ≈ HK$548,292/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$2,420,843 · Scale 2, in force from 26 Feb 2026)