LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,913
−HK$8,147/mo
▼ 0.25% · 3.875%
HK$133,954
−HK$4,106/mo
Today · 4.125%
HK$138,060
baseline
▲ 0.50% · 4.625%
HK$146,461
+HK$8,401/mo
Deposit HK$28.49M · loan HK$28.49M · min. income ≈ HK$276,120/mo (50% DSR)
Upfront cash ≈ HK$30.91M (deposit + AVD stamp duty HK$2,421,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,527
−HK$7,809/mo
▼ 0.25% · 3.875%
HK$148,403
−HK$3,933/mo
Today · 4.125%
HK$152,336
baseline
▲ 0.50% · 4.625%
HK$160,365
+HK$8,029/mo
Deposit HK$28.49M · loan HK$28.49M · min. income ≈ HK$304,672/mo (50% DSR)
Upfront cash ≈ HK$30.91M (deposit + AVD stamp duty HK$2,421,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,896
−HK$9,776/mo
▼ 0.25% · 3.875%
HK$160,745
−HK$4,927/mo
Today · 4.125%
HK$165,672
baseline
▲ 0.50% · 4.625%
HK$175,753
+HK$10,081/mo
Deposit HK$22.79M · loan HK$34.18M · min. income ≈ HK$331,344/mo (50% DSR)
Upfront cash ≈ HK$25.21M (deposit + AVD stamp duty HK$2,421,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,433
−HK$9,370/mo
▼ 0.25% · 3.875%
HK$178,084
−HK$4,719/mo
Today · 4.125%
HK$182,803
baseline
▲ 0.50% · 4.625%
HK$192,439
+HK$9,636/mo
Deposit HK$22.79M · loan HK$34.18M · min. income ≈ HK$365,606/mo (50% DSR)
Upfront cash ≈ HK$25.21M (deposit + AVD stamp duty HK$2,421,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,879
−HK$11,405/mo
▼ 0.25% · 3.875%
HK$187,536
−HK$5,748/mo
Today · 4.125%
HK$193,284
baseline
▲ 0.50% · 4.625%
HK$205,045
+HK$11,761/mo
Deposit HK$17.09M · loan HK$39.88M · min. income ≈ HK$386,568/mo (50% DSR)
Upfront cash ≈ HK$19.51M (deposit + AVD stamp duty HK$2,421,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,338
−HK$10,932/mo
▼ 0.25% · 3.875%
HK$207,765
−HK$5,505/mo
Today · 4.125%
HK$213,270
baseline
▲ 0.50% · 4.625%
HK$224,512
+HK$11,242/mo
Deposit HK$17.09M · loan HK$39.88M · min. income ≈ HK$426,540/mo (50% DSR)
Upfront cash ≈ HK$19.51M (deposit + AVD stamp duty HK$2,421,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,844
−HK$14,664/mo
▼ 0.25% · 3.875%
HK$241,118
−HK$7,390/mo
Today · 4.125%
HK$248,508
baseline
▲ 0.50% · 4.625%
HK$263,629
+HK$15,121/mo
Deposit HK$5.70M · loan HK$51.28M · min. income ≈ HK$497,016/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$2,421,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,149
−HK$14,055/mo
▼ 0.25% · 3.875%
HK$267,126
−HK$7,078/mo
Today · 4.125%
HK$274,204
baseline
▲ 0.50% · 4.625%
HK$288,658
+HK$14,454/mo
Deposit HK$5.70M · loan HK$51.28M · min. income ≈ HK$548,408/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$2,421,358 · Scale 2, in force from 26 Feb 2026)