LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,923
−HK$8,147/mo
▼ 0.25% · 3.875%
HK$133,964
−HK$4,106/mo
Today · 4.125%
HK$138,070
baseline
▲ 0.50% · 4.625%
HK$146,471
+HK$8,401/mo
Deposit HK$28.49M · loan HK$28.49M · min. income ≈ HK$276,140/mo (50% DSR)
Upfront cash ≈ HK$30.91M (deposit + AVD stamp duty HK$2,421,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,538
−HK$7,808/mo
▼ 0.25% · 3.875%
HK$148,414
−HK$3,932/mo
Today · 4.125%
HK$152,346
baseline
▲ 0.50% · 4.625%
HK$160,377
+HK$8,031/mo
Deposit HK$28.49M · loan HK$28.49M · min. income ≈ HK$304,692/mo (50% DSR)
Upfront cash ≈ HK$30.91M (deposit + AVD stamp duty HK$2,421,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,907
−HK$9,777/mo
▼ 0.25% · 3.875%
HK$160,757
−HK$4,927/mo
Today · 4.125%
HK$165,684
baseline
▲ 0.50% · 4.625%
HK$175,765
+HK$10,081/mo
Deposit HK$22.79M · loan HK$34.19M · min. income ≈ HK$331,368/mo (50% DSR)
Upfront cash ≈ HK$25.21M (deposit + AVD stamp duty HK$2,421,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,445
−HK$9,371/mo
▼ 0.25% · 3.875%
HK$178,097
−HK$4,719/mo
Today · 4.125%
HK$182,816
baseline
▲ 0.50% · 4.625%
HK$192,452
+HK$9,636/mo
Deposit HK$22.79M · loan HK$34.19M · min. income ≈ HK$365,632/mo (50% DSR)
Upfront cash ≈ HK$25.21M (deposit + AVD stamp duty HK$2,421,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,892
−HK$11,406/mo
▼ 0.25% · 3.875%
HK$187,549
−HK$5,749/mo
Today · 4.125%
HK$193,298
baseline
▲ 0.50% · 4.625%
HK$205,060
+HK$11,762/mo
Deposit HK$17.09M · loan HK$39.88M · min. income ≈ HK$386,596/mo (50% DSR)
Upfront cash ≈ HK$19.51M (deposit + AVD stamp duty HK$2,421,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,353
−HK$10,932/mo
▼ 0.25% · 3.875%
HK$207,780
−HK$5,505/mo
Today · 4.125%
HK$213,285
baseline
▲ 0.50% · 4.625%
HK$224,528
+HK$11,243/mo
Deposit HK$17.09M · loan HK$39.88M · min. income ≈ HK$426,570/mo (50% DSR)
Upfront cash ≈ HK$19.51M (deposit + AVD stamp duty HK$2,421,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,861
−HK$14,665/mo
▼ 0.25% · 3.875%
HK$241,135
−HK$7,391/mo
Today · 4.125%
HK$248,526
baseline
▲ 0.50% · 4.625%
HK$263,648
+HK$15,122/mo
Deposit HK$5.70M · loan HK$51.28M · min. income ≈ HK$497,052/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$2,421,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,168
−HK$14,056/mo
▼ 0.25% · 3.875%
HK$267,145
−HK$7,079/mo
Today · 4.125%
HK$274,224
baseline
▲ 0.50% · 4.625%
HK$288,678
+HK$14,454/mo
Deposit HK$5.70M · loan HK$51.28M · min. income ≈ HK$548,448/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$2,421,530 · Scale 2, in force from 26 Feb 2026)